Community Capital Bancshares, Inc. (ALBY)

ALBY Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	10.95	10.49	8.5	7.16	6.84
Net Interest Income Growth (YoY)	4.43%	23.34%	18.73%	4.68%	2.33%
Other Non-Interest Income	0.99	0.92	0.87	0.94	1.16
Total Non-Interest Income	0.99	0.92	0.87	0.94	1.16
Non-Interest Income Growth (YoY)	7.52%	5.16%	-7.43%	-18.51%	8.20%
Revenues Before Loan Losses	11.94	11.4	9.37	8.1	8
Revenue	11.94	11.4	9.37	8.1	8
Revenue Growth (YoY)	4.68%	21.65%	15.69%	1.33%	4.35%
Other Non-Interest Expense	6.2	6.06	5.74	5.56	5.75
Total Non-Interest Expense	6.2	6.06	5.74	5.56	5.75
EBT Excluding Unusual Items	5.74	5.34	3.63	2.54	2.25
Pretax Income	5.74	5.34	3.63	2.54	2.25
Income Tax Expense	1.29	1.28	0.83	0.55	0.48
Net Income	4.45	4.07	2.81	1.99	1.77
Net Income to Common	4.45	4.07	2.81	1.99	1.77
Net Income Growth	9.42%	44.80%	41.25%	12.13%	22.04%
Basic Shares Outstanding	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1
Shares Change (YoY)	0.60%	0.64%	0.72%	0.20%	0.97%
EPS (Basic)	3.46	3.18	2.21	1.58	1.41
EPS (Diluted)	3.46	3.18	2.21	1.58	1.41
EPS Growth	8.81%	43.89%	40.12%	11.90%	20.46%
Dividend Per Share	0.750	0.750	-	-	-
Effective Tax Rate	22.48%	23.91%	22.73%	21.70%	21.16%

Source: S&P Capital IQ. Banks template. Financial Sources.