Community Capital Bancshares, Inc. (ALBY)

ALBY Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	11.75	10.95	10.49	8.5	7.16
Net Interest Income Growth (YoY)	7.30%	4.44%	23.34%	18.73%	4.68%
Other Non-Interest Income	0.93	0.99	0.92	0.87	0.94
Total Non-Interest Income	0.93	0.99	0.92	0.87	0.94
Non-Interest Income Growth (YoY)	-5.48%	7.52%	5.16%	-7.43%	-18.51%
Revenues Before Loan Losses	12.68	11.94	11.4	9.37	8.1
Revenue	12.68	11.94	11.4	9.37	8.1
Revenue Growth (YoY)	6.24%	4.68%	21.65%	15.69%	1.33%
Other Non-Interest Expense	6.28	6.2	6.06	5.74	5.56
Total Non-Interest Expense	6.28	6.2	6.06	5.74	5.56
EBT Excluding Unusual Items	6.4	5.74	5.34	3.63	2.54
Pretax Income	6.4	5.74	5.34	3.63	2.54
Income Tax Expense	1.5	1.29	1.28	0.83	0.55
Net Income	4.9	4.45	4.07	2.81	1.99
Net Income to Common	4.9	4.45	4.07	2.81	1.99
Net Income Growth	10.18%	9.42%	44.80%	41.25%	12.13%
Basic Shares Outstanding	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1
Shares Change (YoY)	0.79%	0.60%	0.64%	0.72%	0.20%
EPS (Basic)	3.78	3.46	3.18	2.21	1.58
EPS (Diluted)	3.78	3.46	3.18	2.21	1.58
EPS Growth	9.36%	8.80%	43.89%	40.12%	11.90%
Dividend Per Share	2.000	0.750	0.750	-	-
Dividend Growth	166.67%	-	-	-	-
Effective Tax Rate	23.38%	22.48%	23.91%	22.73%	21.70%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.