American Bank Incorporated (AMBK)

American Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2016
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2016
Cash & Equivalents	69.18	39.5	16.47	119.09	24.19
Investment Securities	20.79	71.38	182.37	52.72	50.56
Trading Asset Securities	6.94	6.5	8.69	1.41	-
Mortgage-Backed Securities	40.84	21.25	18.85	26.01	15.8
Total Investments	68.58	99.13	209.91	80.14	66.36
Gross Loans	805.93	739.59	662.6	615.09	445.62
Allowance for Loan Losses	-7.59	-7.41	-8.91	-8.52	-6.09
Net Loans	798.34	732.18	653.69	606.57	439.53
Property, Plant & Equipment	13.63	14.15	11.4	11.33	1.53
Loans Held for Sale	-	-	-	0.91	0.89
Accrued Interest Receivable	3.3	3.05	2.65	1.53	1.4
Other Real Estate Owned & Foreclosed	1.87	-	-	-	-
Other Long-Term Assets	28.46	28.16	27.75	26.26	20.4
Total Assets	986.67	918.88	927.28	849.15	557.14
Interest Bearing Deposits	626.53	552.26	521.69	520.74	357.11
Institutional Deposits	84.06	56.55	26.8	26.36	12.92
Non-Interest Bearing Deposits	82.8	92.73	118.99	113.79	38.06
Total Deposits	793.38	701.54	667.48	660.88	408.09
Short-Term Borrowings	10	61.68	108.74	38.58	21.78
Current Portion of Long-Term Debt	15	-	-	-	30
Current Portion of Leases	0.23	-	-	-	-
Accrued Interest Payable	1.04	1.51	0.48	0.3	0.23
Long-Term Debt	5.47	5.04	-	-	-
Federal Home Loan Bank Debt, Long-Term	50.63	45	55	65	35
Long-Term Leases	2.01	2.46	0	0.05	-
Trust Preferred Securities	2.49	2.76	2.86	6.2	10.27
Other Long-Term Liabilities	10.38	9.08	10.81	1.89	2.12
Total Liabilities	890.63	829.07	845.38	772.9	507.49
Common Stock	0.76	0.76	0.76	0.76	0.76
Additional Paid-In Capital	35.59	35.62	35.58	35.68	35.5
Retained Earnings	72.52	67.05	61.07	54.82	28.61
Treasury Stock	-12.16	-11.92	-11.75	-14.87	-16.86
Comprehensive Income & Other	-0.68	-1.69	-3.75	-0.14	1.64
Shareholders' Equity	96.04	89.81	81.91	76.25	49.65
Total Liabilities & Equity	986.67	918.88	927.28	849.15	557.14
Total Debt	85.83	116.94	166.61	109.82	97.05
Net Cash (Debt)	-9.7	-70.94	-141.45	10.68	-72.86
Net Cash Per Share	-1.47	-10.68	-21.59	1.71	-10.68
Filing Date Shares Outstanding	6.29	6.29	6.3	5.54	5.64
Total Common Shares Outstanding	6.29	6.29	6.3	5.54	5.64
Book Value Per Share	15.27	14.27	13.00	13.77	8.81
Tangible Book Value	96.04	89.81	81.91	76.25	49.65
Tangible Book Value Per Share	15.27	14.27	13.00	13.77	8.81

Source: S&P Global Market Intelligence. Banks template. Financial Sources.