American Business Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	36.07	101.62	43.16	36.57	228.87
Investment Securities	879.71	540.76	587.46	634.19	728.64
Mortgage-Backed Securities	348.91	542.32	592.86	629.9	808.5
Total Investments	1,229	1,083	1,180	1,264	1,537
Gross Loans	3,046	2,755	2,583	2,444	2,084
Allowance for Loan Losses	-33.5	-30.45	-28.46	-29.64	-25.06
Other Adjustments to Gross Loans	-	-4.07	-3.46	-3.33	-5.83
Net Loans	3,012	2,720	2,551	2,411	2,053
Property, Plant & Equipment	4.73	17.06	12.93	13.37	14.74
Accrued Interest Receivable	-	15.85	17.2	15.89	14.21
Long-Term Deferred Tax Assets	-	49.73	47.19	51.68	17.38
Other Long-Term Assets	109.8	37.88	35.76	33.58	35.44
Total Assets	4,407	4,040	3,903	3,841	3,912
Interest Bearing Deposits	2,173	1,775	1,605	1,545	1,629
Institutional Deposits	-	224.42	192.97	37.62	35.04
Non-Interest Bearing Deposits	1,781	1,645	1,700	1,809	1,934
Total Deposits	3,954	3,644	3,497	3,391	3,598
Short-Term Borrowings	-	-	55	161.5	-
Current Portion of Leases	-	2.83	-	-	-
Accrued Interest Payable	-	2.14	2.2	0.1	0.02
Long-Term Leases	-	13.84	13.13	13.12	14.02
Other Long-Term Liabilities	41.42	22.76	20.93	20.8	21.54
Total Liabilities	3,995	3,686	3,589	3,586	3,634
Common Stock	198.96	210.35	208.05	205.56	202.2
Retained Earnings	265.05	220.02	176.75	130.08	81.52
Comprehensive Income & Other	-52.88	-75.59	-70.74	-81.19	-5.17
Shareholders' Equity	411.13	354.78	314.05	254.45	278.55
Total Liabilities & Equity	4,407	4,040	3,903	3,841	3,912
Total Debt	-	16.67	68.13	174.62	14.02
Net Cash (Debt)	245.53	84.95	-24.97	-138.05	214.86
Net Cash Growth	189.02%	-	-	-	-7.10%
Net Cash Per Share	26.53	9.12	-2.70	-15.01	23.75
Filing Date Shares Outstanding	8.87	9.1	9.04	8.96	8.83
Total Common Shares Outstanding	8.87	9.1	9.04	8.96	8.83
Book Value Per Share	46.33	38.98	34.73	28.39	31.54
Tangible Book Value	411.13	354.78	314.05	254.45	278.55
Tangible Book Value Per Share	46.33	38.98	34.73	28.39	31.54

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.