American Business Bank (AMBZ)
OTCMKTS · Delayed Price · Currency is USD
72.90
-0.05 (-0.07%)
Jul 29, 2026, 11:42 AM EST
American Business Bank Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 106.19 | 245.53 | 101.62 | 43.16 | 36.57 | 228.87 |
Investment Securities | 753.82 | 520.73 | 546.54 | 587.46 | 634.19 | 728.64 |
Mortgage-Backed Securities | 326.87 | 498.43 | 536.54 | 592.86 | 629.9 | 808.5 |
Total Investments | 1,081 | 1,019 | 1,083 | 1,180 | 1,264 | 1,537 |
Gross Loans | 3,125 | 3,050 | 2,755 | 2,583 | 2,444 | 2,084 |
Allowance for Loan Losses | -34.78 | -33.5 | -30.45 | -28.46 | -29.64 | -25.06 |
Other Adjustments to Gross Loans | - | -4.33 | -4.07 | -3.46 | -3.33 | -5.83 |
Net Loans | 3,090 | 3,012 | 2,720 | 2,551 | 2,411 | 2,053 |
Property, Plant & Equipment | 4.21 | 16.82 | 17.06 | 12.93 | 13.37 | 14.74 |
Accrued Interest Receivable | - | 16.83 | 15.85 | 17.2 | 15.89 | 14.21 |
Long-Term Deferred Tax Assets | - | 41.64 | 49.73 | 47.19 | 51.68 | 17.38 |
Other Long-Term Assets | 121.37 | 39.23 | 37.88 | 35.76 | 33.58 | 35.44 |
Total Assets | 4,417 | 4,407 | 4,040 | 3,903 | 3,841 | 3,912 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 2,125 | 2,057 | 1,775 | 1,605 | 1,545 | 1,629 |
Institutional Deposits | - | 115.76 | 224.42 | 192.97 | 37.62 | 35.04 |
Non-Interest Bearing Deposits | 1,813 | 1,781 | 1,645 | 1,700 | 1,809 | 1,934 |
Total Deposits | 3,938 | 3,954 | 3,644 | 3,497 | 3,391 | 3,598 |
Short-Term Borrowings | - | - | - | 55 | 161.5 | - |
Current Portion of Leases | - | 3.46 | - | - | - | - |
Accrued Interest Payable | - | 0.96 | 2.14 | 2.2 | 0.1 | 0.02 |
Long-Term Leases | - | 12.9 | 16.67 | 13.13 | 13.12 | 14.02 |
Other Long-Term Liabilities | 42.48 | 24.09 | 22.76 | 20.93 | 20.8 | 21.54 |
Total Liabilities | 3,981 | 3,995 | 3,686 | 3,589 | 3,586 | 3,634 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 195.92 | 198.96 | 210.35 | 208.05 | 205.56 | 202.2 |
Retained Earnings | 291.71 | 265.05 | 220.02 | 176.75 | 130.08 | 81.52 |
Comprehensive Income & Other | -50.93 | -52.88 | -75.59 | -70.74 | -81.19 | -5.17 |
Shareholders' Equity | 436.69 | 411.13 | 354.78 | 314.05 | 254.45 | 278.55 |
Total Liabilities & Equity | 4,417 | 4,407 | 4,040 | 3,903 | 3,841 | 3,912 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | 16.36 | 16.67 | 68.13 | 174.62 | 14.02 |
Net Cash (Debt) | 217.78 | 229.17 | 84.95 | -24.97 | -138.05 | 214.86 |
Net Cash Growth | -13.76% | 169.76% | - | - | - | -7.10% |
Net Cash Per Share | 23.71 | 24.77 | 9.12 | -2.70 | -15.01 | 23.75 |
Filing Date Shares Outstanding | 8.88 | 8.87 | 9.1 | 9.04 | 8.96 | 8.83 |
Total Common Shares Outstanding | 8.88 | 8.87 | 9.1 | 9.04 | 8.96 | 8.83 |
Book Value Per Share | 49.18 | 46.33 | 38.98 | 34.73 | 28.39 | 31.54 |
Tangible Book Value | 436.69 | 411.13 | 354.78 | 314.05 | 254.45 | 278.55 |
Tangible Book Value Per Share | 49.18 | 46.33 | 38.98 | 34.73 | 28.39 | 31.54 |