American Business Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	61.94	245.53	101.62	43.16	36.57	228.87
Investment Securities	785.71	520.73	546.54	587.46	634.19	728.64
Mortgage-Backed Securities	334.9	498.43	536.54	592.86	629.9	808.5
Total Investments	1,121	1,019	1,083	1,180	1,264	1,537
Gross Loans	3,097	3,050	2,755	2,583	2,444	2,084
Allowance for Loan Losses	-34.46	-33.5	-30.45	-28.46	-29.64	-25.06
Other Adjustments to Gross Loans	-	-4.33	-4.07	-3.46	-3.33	-5.83
Net Loans	3,062	3,012	2,720	2,551	2,411	2,053
Property, Plant & Equipment	4.43	16.82	17.06	12.93	13.37	14.74
Accrued Interest Receivable	-	16.83	15.85	17.2	15.89	14.21
Long-Term Deferred Tax Assets	-	41.64	49.73	47.19	51.68	17.38
Other Long-Term Assets	107	39.23	37.88	35.76	33.58	35.44
Total Assets	4,371	4,407	4,040	3,903	3,841	3,912
Interest Bearing Deposits	2,126	2,057	1,775	1,605	1,545	1,629
Institutional Deposits	-	115.76	224.42	192.97	37.62	35.04
Non-Interest Bearing Deposits	1,778	1,781	1,645	1,700	1,809	1,934
Total Deposits	3,904	3,954	3,644	3,497	3,391	3,598
Short-Term Borrowings	-	-	-	55	161.5	-
Current Portion of Leases	-	3.46	-	-	-	-
Accrued Interest Payable	-	0.96	2.14	2.2	0.1	0.02
Long-Term Leases	-	12.9	16.67	13.13	13.12	14.02
Other Long-Term Liabilities	45.59	24.09	22.76	20.93	20.8	21.54
Total Liabilities	3,950	3,995	3,686	3,589	3,586	3,634
Common Stock	197.41	198.96	210.35	208.05	205.56	202.2
Retained Earnings	278.19	265.05	220.02	176.75	130.08	81.52
Comprehensive Income & Other	-54.06	-52.88	-75.59	-70.74	-81.19	-5.17
Shareholders' Equity	421.54	411.13	354.78	314.05	254.45	278.55
Total Liabilities & Equity	4,371	4,407	4,040	3,903	3,841	3,912
Total Debt	-	16.36	16.67	68.13	174.62	14.02
Net Cash (Debt)	194.49	229.17	84.95	-24.97	-138.05	214.86
Net Cash Growth	15.08%	169.76%	-	-	-	-7.10%
Net Cash Per Share	21.13	24.77	9.12	-2.70	-15.01	23.75
Filing Date Shares Outstanding	8.9	8.87	9.1	9.04	8.96	8.83
Total Common Shares Outstanding	8.9	8.87	9.1	9.04	8.96	8.83
Book Value Per Share	47.36	46.33	38.98	34.73	28.39	31.54
Tangible Book Value	421.54	411.13	354.78	314.05	254.45	278.55
Tangible Book Value Per Share	47.36	46.33	38.98	34.73	28.39	31.54

Source: S&P Global Market Intelligence. Banks template. Financial Sources.