AMB Financial Corp. (AMFC)
OTCMKTS · Delayed Price · Currency is USD
40.30
-0.48 (-1.18%)
At close: Nov 13, 2026
AMB Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 3.8 | 3.42 | 2.46 | 2.19 | 3.18 | 3.78 |
Depreciation & Amortization | 0.52 | 0.51 | 0.5 | 0.49 | 0.47 | 0.44 |
Gain (Loss) on Sale of Assets | -0.39 | - | - | - | 0 | -0.2 |
Gain (Loss) on Sale of Investments | -0.05 | -0.08 | -0.04 | -0.02 | 0.31 | -0.19 |
Provision for Credit Losses | 1.93 | 0.57 | -0.25 | 0.27 | -0.01 | 0.01 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.86 | 0.18 | 0.42 | 0.09 | 0.94 | 3.69 |
Accrued Interest Receivable | -0.14 | -0.1 | -0.05 | -0.32 | -0.39 | -0.03 |
Change in Income Taxes | 0.26 | 0.12 | -0.07 | -0.27 | - | - |
Change in Other Net Operating Assets | -3.6 | 0.02 | 0.02 | 0.25 | 0.01 | 0.39 |
Other Operating Activities | - | - | - | - | 0.05 | 0.1 |
Operating Cash Flow | 2.65 | 4.18 | 2.61 | 2.39 | 4.43 | 5.44 |
Operating Cash Flow Growth | -63.23% | 59.95% | 9.52% | -46.14% | -18.56% | 28.98% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.44 | -0.35 | -0.22 | -0.37 | -0.63 | -0.4 |
Investment in Securities | -2.47 | -11.5 | -1.02 | 0.65 | -5.85 | -4.66 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -15.75 | -22.18 | 13.36 | -32.14 | -51.29 | -25.02 |
Other Investing Activities | 1.34 | 0.25 | 0.54 | -0.75 | 0.83 | -1.18 |
Investing Cash Flow | -17.48 | -33.78 | 12.67 | -32.61 | -56.92 | -29.78 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | 54 | - | - |
Long-Term Debt Repaid | - | - | -17 | -37 | -5 | -5 |
Net Debt Issued (Repaid) | - | - | -17 | 17 | -5 | -5 |
Repurchase of Common Stock | -0.31 | -0.15 | -0.19 | -0.34 | -0.22 | -0.95 |
Common Dividends Paid | -0.25 | -0.24 | -0.22 | -0.21 | -0.14 | - |
Total Dividends Paid | -0.25 | -0.24 | -0.22 | -0.21 | -0.14 | - |
Net Increase (Decrease) in Deposit Accounts | 23.89 | 5.11 | 35.65 | 8.64 | 40.13 | 28.06 |
Other Financing Activities | 0.03 | -0.09 | -0.03 | 0.06 | 0.08 | -0.02 |
Financing Cash Flow | 23.77 | 4.62 | 18.22 | 25.15 | 34.85 | 22.1 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 8.94 | -24.98 | 33.5 | -5.08 | -17.64 | -2.25 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 2.21 | 3.83 | 2.4 | 2.02 | 3.79 | 5.04 |
Free Cash Flow Growth | -68.07% | 59.75% | 18.74% | -46.83% | -24.74% | 28.33% |
Free Cash Flow Margin | 14.80% | 27.32% | 19.41% | 17.28% | 29.81% | 37.37% |
Free Cash Flow Per Share | 2.47 | 4.28 | 2.66 | 2.22 | 4.09 | 5.30 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 7.76 | 8.83 | 9.68 | 7 | 1.87 | 1.29 |
Cash Income Tax Paid | 1.67 | 1.24 | 0.73 | 0.88 | 0.82 | 1.53 |