Aozora Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	1,581,901	1,409,371	1,579,781	1,275,003	1,141,946	950,109
Investment Securities	1,456,454	1,411,549	1,250,191	1,350,449	1,579,312	1,467,189
Trading Asset Securities	408,884	262,803	173,713	151,285	133,021	154,616
Total Investments	1,865,338	1,674,352	1,423,904	1,501,734	1,712,333	1,621,805
Gross Loans	4,452,452	4,238,346	4,088,564	3,959,684	3,439,368	2,989,808
Allowance for Loan Losses	-52,754	-71,025	-87,929	-44,052	-48,677	-50,886
Net Loans	4,399,698	4,167,321	4,000,635	3,915,632	3,390,691	2,938,922
Property, Plant & Equipment	21,410	22,385	23,159	21,617	21,785	23,311
Other Intangible Assets	18,232	19,075	18,962	19,392	20,139	20,132
Restricted Cash	10,512	12,728	12,963	13,083	20,930	33,521
Other Current Assets	61,300	65,131	69,351	95,503	77,916	73,927
Long-Term Deferred Tax Assets	49,251	51,583	44,580	53,577	31,729	16,984
Other Long-Term Assets	411,738	340,488	429,667	288,529	311,184	238,155
Total Assets	8,419,380	7,762,434	7,603,002	7,184,070	6,728,653	5,916,866
Accrued Expenses	3,210	4,823	4,722	4,398	4,418	4,086
Interest Bearing Deposits	5,989,474	5,672,901	5,776,372	5,497,352	4,871,556	4,012,506
Total Deposits	5,989,474	5,672,901	5,776,372	5,497,352	4,871,556	4,012,506
Short-Term Borrowings	448,239	32,924	29,903	58,224	85,997	72,286
Other Current Liabilities	409,196	227,866	183,162	140,507	143,265	156,224
Long-Term Debt	877,081	1,196,659	1,005,386	889,369	958,257	979,805
Pension & Post-Retirement Benefits	10,234	10,353	10,912	11,288	10,974	10,848
Long-Term Deferred Tax Liabilities	-	-	21	22	23	24
Other Long-Term Liabilities	198,843	157,223	201,447	151,790	166,897	191,082
Total Liabilities	7,936,277	7,302,749	7,211,925	6,752,950	6,241,387	5,426,861
Common Stock	125,966	125,966	100,000	100,000	100,000	100,000
Additional Paid-In Capital	113,483	113,483	87,498	87,481	87,476	87,412
Retained Earnings	254,157	241,485	228,444	291,898	301,700	283,464
Treasury Stock	-2,894	-2,894	-3,015	-3,099	-3,117	-3,260
Comprehensive Income & Other	-16,302	-26,622	-28,523	-37,619	7,436	26,930
Total Common Equity	474,410	451,418	384,404	438,661	493,495	494,546
Minority Interest	8,693	8,267	6,673	-7,541	-6,229	-4,541
Shareholders' Equity	483,103	459,685	391,077	431,120	487,266	490,005
Total Liabilities & Equity	8,419,380	7,762,434	7,603,002	7,184,070	6,728,653	5,916,866
Total Debt	1,325,320	1,229,583	1,035,289	947,593	1,044,254	1,052,091
Net Cash (Debt)	665,465	442,591	718,205	478,695	230,713	52,634
Net Cash Growth	61.78%	-38.38%	50.03%	107.49%	338.34%	-
Net Cash Per Share	4801.58	3322.28	6148.38	4092.18	1973.23	450.38
Filing Date Shares Outstanding	138.38	138.38	116.82	116.78	116.77	116.7
Total Common Shares Outstanding	138.38	138.38	116.82	116.78	116.77	116.7
Book Value Per Share	3428.29	3262.14	3290.50	3756.26	4226.13	4237.65
Tangible Book Value	456,178	432,343	365,442	419,269	473,356	474,414
Tangible Book Value Per Share	3296.53	3124.29	3128.19	3590.21	4053.66	4065.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.