BAWAG Group AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	494	412	138	110
Investment Securities	5,044	5,719	7,093	6,492	6,726
Trading Asset Securities	-	429	40	-125	341
Total Investments	5,044	6,148	7,133	6,367	7,067
Gross Loans	50,749	46,027	33,907	36,323	35,462
Allowance for Loan Losses	-	-349	-379	-428	-398
Other Adjustments to Gross Loans	-	-182	-195	-132	-101
Net Loans	50,749	45,496	33,333	35,763	34,963
Property, Plant & Equipment	-	254	259	268	290
Goodwill	-	119	118	98	96
Other Intangible Assets	-	413	415	424	439
Investments in Real Estate	-	50	75	84	104
Other Receivables	14,545	903	566	12,715	11,195
Restricted Cash	-	17,110	12,374	382	1,784
Other Current Assets	-	5	538	249	34
Long-Term Deferred Tax Assets	-	121	18	18	10
Other Long-Term Assets	1,959	228	207	17	233
Total Assets	72,297	71,341	55,448	56,523	56,325
Accrued Expenses	-	40	16	18	23
Interest Bearing Deposits	48,179	27,925	19,168	22,859	22,963
Non-Interest Bearing Deposits	-	19,509	15,916	17,778	19,558
Total Deposits	48,179	47,434	35,084	40,637	42,521
Short-Term Borrowings	-	525	664	481	573
Current Portion of Long-Term Debt	-	1,453	134	-	-
Current Portion of Leases	-	25.9	26.5	27.9	26.8
Current Income Taxes Payable	-	145	190	43	131
Other Current Liabilities	-	-	482	-	-
Long-Term Debt	17,583	15,821	13,591	10,195	7,379
Long-Term Leases	-	146.1	154.5	164.1	182.2
Pension & Post-Retirement Benefits	-	169	150	174	221
Long-Term Deferred Tax Liabilities	-	119	119	95	93
Other Long-Term Liabilities	1,690	730	667	697	797
Total Liabilities	67,452	66,608	51,278	52,532	51,947
Common Stock	4,845	79	79	82.2	88.9
Retained Earnings	-	2,940	2,603	2,419	2,706
Comprehensive Income & Other	-	1,714	1,488	1,489	1,578
Total Common Equity	4,845	4,733	4,170	3,991	4,373
Minority Interest	-	-	-	-	5
Shareholders' Equity	4,845	4,733	4,170	3,991	4,378
Total Liabilities & Equity	72,297	71,341	55,448	56,523	56,325
Total Debt	17,583	17,971	14,570	10,868	8,161
Net Cash (Debt)	-17,583	-17,048	-14,118	-10,855	-7,710
Net Cash Per Share	-228.47	-215.40	-171.92	-124.06	-86.55
Filing Date Shares Outstanding	76.96	78.52	78.51	82.15	88.86
Total Common Shares Outstanding	76.96	78.52	78.51	82.15	88.86
Book Value Per Share	62.95	60.27	53.12	48.58	49.21
Tangible Book Value	4,845	4,201	3,637	3,469	3,838
Tangible Book Value Per Share	62.95	53.50	46.33	42.23	43.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.