Banco del Bajío, S.A., Institución de Banca Múltiple (BBAJF)

BBAJF Income Statement

Financials in millions MXN. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	39,496	42,901	39,938	26,904	18,156
Interest Paid on Deposits	17,967	20,089	17,759	10,640	7,038
Net Interest Income	21,529	22,812	22,179	16,264	11,118
Net Interest Income Growth (YoY)	-5.63%	2.85%	36.37%	46.28%	-0.91%
Other Non-Interest Income	3,183	3,066	2,627	2,199	2,863
Total Non-Interest Income	3,183	3,066	2,627	2,199	2,863
Non-Interest Income Growth (YoY)	3.81%	16.71%	19.46%	-23.19%	19.99%
Revenues Before Loan Losses	24,712	25,878	24,806	18,463	13,981
Provision for Loan Losses	2,626	2,250	1,671	1,104	1,243
Revenue	22,085	23,628	23,135	17,359	12,738
Revenue Growth (YoY)	-6.53%	2.13%	33.27%	36.28%	16.80%
Salaries and Employee Benefits	5,544	-	-	-	-
Occupancy Expenses	947	-	-	-	-
Selling, General & Administrative	2,419	9,180	8,164	6,960	6,967
Other Non-Interest Expense	1,023	-	-	-	-
Total Non-Interest Expense	9,930	9,172	8,158	6,958	6,966
EBT Excluding Unusual Items	12,155	14,456	14,977	10,401	5,772
Legal Settlements	254	126	90	88	-
Pretax Income	12,409	14,582	15,067	10,489	5,772
Income Tax Expense	3,330	3,893	4,054	2,417	958
Net Income	9,079	10,689	11,013	8,072	4,814
Net Income to Common	9,079	10,689	11,013	8,072	4,814
Net Income Growth	-15.06%	-2.94%	36.44%	67.68%	40.06%
Basic Shares Outstanding	1,135	1,190	1,190	1,190	1,189
Diluted Shares Outstanding	1,135	1,190	1,190	1,190	1,189
Shares Change (YoY)	-4.61%	-	0.01%	0.09%	-0.05%
EPS (Basic)	8.00	8.98	9.26	6.79	4.05
EPS (Diluted)	8.00	8.98	9.26	6.79	4.05
EPS Growth	-10.95%	-2.94%	36.42%	67.53%	40.14%
Dividend Per Share	-	4.491	5.554	4.061	2.023
Dividend Growth	-	-19.14%	36.77%	100.76%	6.39%
Effective Tax Rate	26.83%	26.70%	26.91%	23.04%	16.60%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.