Banco del Bajío, S.A., Institución de Banca Múltiple (BBAJF)

BBAJF Balance Sheet

Financials in millions MXN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	24,961	11,342	14,896	12,329	23,837
Investment Securities	60,127	59,413	36,303	36,736	22,391
Trading Asset Securities	429	1,121	2,198	4,278	6,274
Total Investments	60,556	60,534	38,501	41,014	28,665
Gross Loans	266,057	240,314	225,582	199,960	199,424
Allowance for Loan Losses	-5,390	-5,486	-5,033	-4,589	-4,290
Other Adjustments to Gross Loans	-1,105	-845	-995	-	-
Net Loans	259,562	233,983	219,554	195,371	195,134
Property, Plant & Equipment	5,729	5,401	4,707	2,471	2,459
Goodwill	100	100	100	-	-
Other Intangible Assets	696	625	466	-	-
Other Receivables	3,363	2,849	1,602	2,917	4,435
Restricted Cash	-	11,936	16,070	9,132	8,073
Other Current Assets	4,089	1,566	2,045	5,842	6,813
Long-Term Deferred Tax Assets	2,972	2,819	2,593	2,876	3,002
Other Real Estate Owned & Foreclosed	1,411	643	491	423	466
Other Long-Term Assets	-	12,470	10,116	3,152	2,857
Total Assets	363,439	344,268	311,202	275,527	275,741
Accrued Expenses	-	226	207	-	-
Interest Bearing Deposits	247,150	231,914	208,357	184,837	177,016
Total Deposits	247,150	231,914	208,357	184,837	177,016
Short-Term Borrowings	7,107	9,984	9,307	6,749	10,187
Current Portion of Long-Term Debt	22,288	24,060	15,761	10,670	17,586
Current Portion of Leases	-	235	-	-	-
Current Income Taxes Payable	411	634	1,427	547	547
Other Current Liabilities	1	1,247	1,349	-	-
Long-Term Debt	31,008	26,939	30,434	29,501	30,848
Long-Term Leases	2,560	2,006	2,187	-	-
Long-Term Unearned Revenue	127	104	99	636	633
Pension & Post-Retirement Benefits	3,421	3,138	2,909	-	-
Other Long-Term Liabilities	3,791	2,240	2,202	4,657	4,055
Total Liabilities	317,864	302,727	274,239	237,597	240,872
Common Stock	2,989	2,380	2,380	2,380	2,380
Additional Paid-In Capital	10,813	10,809	10,807	10,796	10,784
Retained Earnings	24,819	20,736	16,167	17,425	15,126
Comprehensive Income & Other	6,954	7,616	7,609	7,329	6,579
Shareholders' Equity	45,575	41,541	36,963	37,930	34,869
Total Liabilities & Equity	363,439	344,268	311,202	275,527	275,741
Total Debt	62,963	63,224	57,689	46,920	58,621
Net Cash (Debt)	-2,563	5,651	-9,577	5,968	-6,477
Net Cash Per Share	-2.15	4.75	-8.05	5.02	-5.45
Filing Date Shares Outstanding	1,192	1,190	1,190	1,190	1,190
Total Common Shares Outstanding	1,190	1,190	1,190	1,190	1,190
Book Value Per Share	38.30	34.91	31.06	31.88	29.30
Tangible Book Value	44,779	40,816	36,397	37,930	34,869
Tangible Book Value Per Share	37.63	34.30	30.59	31.88	29.30

Source: S&P Capital IQ. Banks template. Financial Sources.