Banco del Bajío, S.A., Institución de Banca Múltiple (BBAJF)

BBAJF Balance Sheet

Financials in millions MXN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	22,481	8,213	11,342	14,896	12,329	23,837
Investment Securities	70,229	53,429	59,413	36,303	36,736	22,391
Trading Asset Securities	-	429	1,121	2,198	4,278	6,274
Total Investments	70,229	53,858	60,534	38,501	41,014	28,665
Gross Loans	267,955	266,662	240,314	225,582	199,960	199,424
Allowance for Loan Losses	-5,502	-5,390	-5,486	-5,033	-4,589	-4,290
Other Adjustments to Gross Loans	-1,133	-1,105	-845	-995	-	-
Net Loans	261,320	260,167	233,983	219,554	195,371	195,134
Property, Plant & Equipment	-	5,729	5,401	4,707	2,471	2,459
Goodwill	-	100	100	100	-	-
Other Intangible Assets	-	696	625	466	-	-
Other Receivables	-	1,657	2,849	1,602	2,917	4,435
Restricted Cash	-	16,748	11,936	16,070	9,132	8,073
Other Current Assets	-	1,974	1,566	2,045	5,842	6,813
Long-Term Deferred Tax Assets	-	2,997	2,819	2,593	2,876	3,002
Other Real Estate Owned & Foreclosed	-	1,411	643	491	423	466
Other Long-Term Assets	20,958	9,917	12,470	10,116	3,152	2,857
Total Assets	374,988	363,467	344,268	311,202	275,527	275,741
Accounts Payable	-	341	288	723	-	-
Accrued Expenses	-	307	226	208	-	-
Interest Bearing Deposits	260,401	247,150	231,914	208,357	184,837	177,016
Total Deposits	260,401	247,150	231,914	208,357	184,837	177,016
Short-Term Borrowings	5,112	7,107	9,984	9,307	6,749	10,187
Current Portion of Long-Term Debt	-	22,288	24,060	15,761	10,670	17,586
Current Portion of Leases	-	252	-	-	-	-
Current Income Taxes Payable	-	411	634	1,427	547	547
Other Current Liabilities	-	1,707	1,247	1,349	-	-
Long-Term Debt	49,519	31,008	26,939	30,434	29,501	30,848
Long-Term Leases	-	2,308	2,241	2,187	-	-
Long-Term Unearned Revenue	-	127	104	99	636	633
Pension & Post-Retirement Benefits	-	3,503	3,138	2,909	-	-
Other Long-Term Liabilities	11,975	1,440	1,952	1,478	4,657	4,055
Total Liabilities	327,007	317,949	302,727	274,239	237,597	240,872
Common Stock	47,981	2,380	2,380	2,380	2,380	2,380
Additional Paid-In Capital	-	10,813	10,809	10,807	10,796	10,784
Retained Earnings	-	24,816	20,736	16,167	17,425	15,126
Comprehensive Income & Other	-	7,509	7,616	7,609	7,329	6,579
Shareholders' Equity	47,981	45,518	41,541	36,963	37,930	34,869
Total Liabilities & Equity	374,988	363,467	344,268	311,202	275,527	275,741
Total Debt	54,631	62,963	63,224	57,689	46,920	58,621
Net Cash (Debt)	10,561	-19,311	5,651	-9,577	5,968	-6,477
Net Cash Per Share	8.87	-16.23	4.75	-8.05	5.02	-5.45
Filing Date Shares Outstanding	1,192	1,190	1,190	1,190	1,190	1,190
Total Common Shares Outstanding	1,192	1,190	1,190	1,190	1,190	1,190
Book Value Per Share	40.26	38.25	34.91	31.06	31.88	29.30
Tangible Book Value	47,981	44,722	40,816	36,397	37,930	34,869
Tangible Book Value Per Share	40.26	37.58	34.30	30.59	31.88	29.30

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.