Banco del Bajío, S.A., Institución de Banca Múltiple (BBAJF)

BBAJF Cash Flow Statement

Financials in millions MXN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	10,689	11,013	8,072	4,814	3,437
Depreciation & Amortization	1,191	1,081	711	332	370
Change in Trading Asset Securities	643	1,073	-1,958	-11	-101
Change in Income Taxes	-	-	-	-1,289	-1,819
Change in Other Net Operating Assets	-24,844	-40,715	-21,296	-17,394	-34,798
Other Operating Activities	4,115	2,941	4,395	1,363	1,314
Operating Cash Flow	-8,206	-24,607	-10,076	-12,186	-31,604
Capital Expenditures	-553	-1,045	-324	-522	-404
Sale of Property, Plant and Equipment	5	12	1	2	1
Investment in Securities	-129	-80	-175	-107	-53
Income (Loss) Equity Investments	-	-	-	-1	-7
Divestitures	16	-	1	-	-
Purchase / Sale of Intangibles	-233	-295	-144	-	-
Other Investing Activities	-	-	-	16	28
Investing Cash Flow	-894	-1,408	-641	-611	-428
Long-Term Debt Issued	112,557	83,387	78,050	-	-
Long-Term Debt Repaid	-107,663	-83,099	-73,460	-	-
Net Debt Issued (Repaid)	4,894	288	4,590	-	-
Repurchase of Common Stock	-10	-3	-	-28	-
Common Dividends Paid	-6,609	-6,444	-9,268	-2,262	-
Net Increase (Decrease) in Deposit Accounts	11,097	25,987	24,049	4,177	29,947
Other Financing Activities	-235	-233	-153	-	61
Financing Cash Flow	9,137	19,595	19,218	1,887	30,008
Foreign Exchange Rate Adjustments	1,646	-1,268	-196	461	1,099
Net Cash Flow	1,683	-7,688	8,305	-10,449	-925
Free Cash Flow	-8,759	-25,652	-10,400	-12,708	-32,008
Free Cash Flow Margin	-37.07%	-110.88%	-59.91%	-99.76%	-293.49%
Free Cash Flow Per Share	-7.36	-21.56	-8.74	-10.69	-26.91
Cash Interest Paid	205	176	143	-	-
Cash Income Tax Paid	4,161	5,061	1,330	1,289	1,819

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.