Banco Santander, S.A. (BCDRF)

Banco Santander Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	169,377	220,342	223,073	210,689	153,839	101,067
Investment Securities	198,531	239,720	205,948	184,924	188,553	213,629
Trading Asset Securities	244,831	188,108	166,885	135,565	170,988	176,031
Total Investments	443,362	427,828	372,833	320,489	359,541	389,660
Gross Loans	1,096,945	1,074,430	1,064,889	999,553	929,460	946,672
Allowance for Loan Losses	-	-22,788	-22,684	-22,964	-23,595	-22,242
Net Loans	1,096,945	1,051,642	1,042,205	976,589	905,865	924,430
Property, Plant & Equipment	31,612	32,926	33,044	32,342	31,772	34,262
Goodwill	13,487	14,017	13,741	12,713	12,471	24,246
Other Intangible Assets	5,590	5,854	4,904	3,871	3,437	3,441
Investments in Real Estate	924	956	1,029	979	963	973
Other Receivables	9,471	10,623	9,200	5,756	5,340	6,827
Other Current Assets	2,945	3,159	3,366	3,054	3,175	3,250
Long-Term Deferred Tax Assets	19,118	20,767	20,787	19,440	19,246	22,758
Other Real Estate Owned & Foreclosed	-	2,773	3,101	3,651	4,081	4,485
Other Long-Term Assets	9,428	6,175	7,376	6,262	8,520	7,296
Total Assets	1,802,259	1,797,062	1,734,659	1,595,835	1,508,250	1,522,695
Accounts Payable	-	1,783	1,563	1,475	1,177	1,279
Accrued Expenses	2,604	11,851	10,519	9,080	8,532	9,988
Interest Bearing Deposits	1,130,563	462,965	428,362	376,699	401,684	392,477
Non-Interest Bearing Deposits	-	697,339	718,366	711,377	632,305	607,051
Total Deposits	1,130,563	1,160,304	1,146,728	1,088,076	1,033,989	999,528
Short-Term Borrowings	55,747	58,572	74,264	59,552	71,846	69,742
Current Portion of Long-Term Debt	-	93,437	81,852	61,913	64,557	86,831
Current Portion of Leases	-	586	707	690	594	766
Current Income Taxes Payable	3,040	3,846	3,040	2,187	2,349	2,800
Other Current Liabilities	92,862	78,703	57,747	32,413	21,917	19,073
Long-Term Debt	321,933	215,142	198,487	184,250	170,712	175,146
Long-Term Leases	-	1,814	1,915	2,166	2,455	4,342
Long-Term Unearned Revenue	-	-	-	-	51	59
Pension & Post-Retirement Benefits	3,151	3,105	3,342	4,427	5,727	7,740
Long-Term Deferred Tax Liabilities	6,137	6,086	6,428	6,462	5,933	6,522
Other Long-Term Liabilities	81,159	57,592	50,482	46,091	27,089	28,220
Total Liabilities	1,697,196	1,692,821	1,637,074	1,498,782	1,416,928	1,412,036
Common Stock	7,747	8,092	8,397	8,670	8,670	8,309
Additional Paid-In Capital	41,604	44,373	46,273	47,979	52,013	52,446
Retained Earnings	84,221	76,379	68,321	61,512	51,712	61,561
Treasury Stock	-459	-1,078	-675	-894	-69	-31
Comprehensive Income & Other	-36,514	-32,343	-33,212	-30,337	-30,850	-22,214
Total Common Equity	96,599	95,423	89,104	86,930	81,476	100,071
Minority Interest	8,464	8,818	8,481	10,123	9,846	10,588
Shareholders' Equity	105,063	104,241	97,585	97,053	91,322	110,659
Total Liabilities & Equity	1,802,259	1,797,062	1,734,659	1,595,835	1,508,250	1,522,695
Total Debt	377,680	369,551	357,225	308,571	310,164	336,827
Net Cash (Debt)	36,528	83,083	72,233	70,947	50,365	-14,026
Net Cash Growth	-63.66%	15.02%	1.81%	40.87%	-	-
Net Cash Per Share	2.32	5.11	4.27	4.10	2.91	-0.82
Filing Date Shares Outstanding	15,390	15,886	16,551	17,063	17,312	17,332
Total Common Shares Outstanding	15,390	15,886	16,551	17,063	17,312	17,332
Book Value Per Share	6.28	6.01	5.38	5.09	4.71	5.77
Tangible Book Value	77,522	75,552	70,459	70,346	65,568	72,384
Tangible Book Value Per Share	5.04	4.76	4.26	4.12	3.79	4.18

Source: S&P Capital IQ. Banks template. Financial Sources.