Lion Finance Group PLC (BDGSF)

Lion Finance Group Balance Sheet

Financials in millions GEL. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,753	3,102	3,585	1,521	1,971
Investment Securities	8,997	5,133	4,372	1,799	828.93
Trading Asset Securities	226.53	18.23	39.27	137.23	14.89
Total Investments	9,223	5,151	4,411	1,937	843.81
Gross Loans	34,133	20,589	17,221	16,623	14,702
Allowance for Loan Losses	-440.82	-339.13	-334.78	-410.7	-448.32
Other Adjustments to Gross Loans	-133.57	-16.75	-24.11	-43.56	-50.59
Net Loans	33,559	20,233	16,862	16,169	14,203
Property, Plant & Equipment	807.99	575.65	516.24	458.99	471.06
Goodwill	41.25	41.25	33.35	33.35	33.35
Other Intangible Assets	322.25	167.86	149.44	144.25	125.81
Investments in Real Estate	134.34	124.07	166.55	226.85	231.24
Other Receivables	242.48	196.64	489.91	50.05	57.9
Restricted Cash	3,060	1,753	2,423	1,903	1,997
Other Current Assets	147.03	98	111.33	117.71	311.4
Long-Term Deferred Tax Assets	0.32	0.46	0.64	0.18	0.19
Other Real Estate Owned & Foreclosed	378.64	271.71	119.92	3.22	5.99
Other Long-Term Assets	538.09	43.31	34.34	866.48	1,785
Total Assets	52,208	31,758	28,902	23,430	22,036
Accounts Payable	5.73	12.73	5.61	7.71	11.65
Accrued Expenses	306.21	73.43	62.42	51.78	27.29
Interest Bearing Deposits	15,760	8,886	8,697	7,436	8,480
Non-Interest Bearing Deposits	18,779	12,198	11,003	6,998	5,995
Total Deposits	34,538	21,084	19,700	14,434	14,475
Short-Term Borrowings	3,028	2,127	1,774	1,421	837.81
Current Portion of Long-Term Debt	615.1	38.93	340.44	287.7	207.31
Current Portion of Leases	60.94	34.64	28.21	22.34	24.31
Current Income Taxes Payable	67.34	185.44	20.26	85.27	-
Other Current Liabilities	37.58	3.56	2.38	100.59	1.58
Long-Term Debt	5,964	2,875	2,419	3,740	3,669
Long-Term Leases	213.5	107.29	86.26	65.33	71.33
Long-Term Unearned Revenue	3.57	4.43	2.66	1.59	23.75
Long-Term Deferred Tax Liabilities	21.09	13.62	79.28	25.6	62.43
Other Long-Term Liabilities	268.92	120.96	85.18	54.69	61.53
Total Liabilities	45,193	26,738	24,653	20,337	19,486
Common Stock	1.46	1.51	1.56	1.62	1.62
Additional Paid-In Capital	453.74	465.01	506.3	492.24	526.63
Retained Earnings	6,422	4,511	3,709	2,588	1,939
Treasury Stock	-0.05	-0.07	-0.08	-0.08	-0.05
Comprehensive Income & Other	110.94	21.5	14.62	-3.22	71.23
Total Common Equity	6,988	4,999	4,232	3,079	2,539
Minority Interest	26.82	21.12	17.25	13.88	11.37
Shareholders' Equity	7,015	5,020	4,249	3,093	2,550
Total Liabilities & Equity	52,208	31,758	28,902	23,430	22,036
Total Debt	9,882	5,183	4,648	5,536	4,810
Net Cash (Debt)	-5,583	-2,053	-995.52	-3,810	-2,815
Net Cash Per Share	-125.67	-44.89	-20.98	-78.34	-59.18
Filing Date Shares Outstanding	43.29	44.05	44.98	46.9	47.53
Total Common Shares Outstanding	42.83	43.55	44.98	46.9	47.53
Book Value Per Share	163.18	114.77	94.07	65.65	53.41
Tangible Book Value	6,625	4,790	4,049	2,901	2,379
Tangible Book Value Per Share	154.70	109.97	90.01	61.86	50.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.