BankFirst Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	129.54	112.8	97.75	61.97	55.82
Interest Income on Investments	22.86	18.69	19.31	13.09	7.02
Total Interest Income	152.4	131.49	117.07	75.06	62.84
Interest Paid on Deposits	48.33	45.14	24.84	4.01	4.06
Interest Paid on Borrowings	2.18	2	2.76	2.13	2.4
Total Interest Expense	50.51	47.14	27.6	6.13	6.46
Net Interest Income	101.89	84.35	89.47	68.93	56.38
Net Interest Income Growth (YoY)	20.80%	-5.72%	29.80%	22.25%	12.43%
Mortgage Banking Activities	3.07	3.14	2.52	2.42	5.66
Gain (Loss) on Sale of Investments	0.02	-0.19	-1.29	-0.25	0.01
Other Non-Interest Income	14.65	16.82	16.86	9.12	9.33
Total Non-Interest Income	27.82	29.75	27.64	19.89	21.52
Non-Interest Income Growth (YoY)	-6.51%	7.65%	38.93%	-7.58%	-2.09%
Revenues Before Loan Losses	129.71	114.1	117.1	88.82	77.9
Provision for Loan Losses	4.56	2.8	1.99	1.05	1.11
Revenue	125.14	111.3	115.12	87.77	76.79
Revenue Growth (YoY)	12.44%	-3.32%	31.16%	14.30%	19.96%
Salaries and Employee Benefits	48.39	44.18	40.83	30.94	29.57
Occupancy Expenses	5.96	5.15	5.2	3.56	3.1
Selling, General & Administrative	8.03	7.23	12.69	9.03	6.98
Other Non-Interest Expense	25.88	22.41	20.34	15.49	14
Total Non-Interest Expense	88.25	78.97	79.06	59.03	53.65
EBT Excluding Unusual Items	36.89	32.33	36.06	28.74	23.14
Pretax Income	36.89	32.33	36.06	28.74	23.14
Income Tax Expense	8.21	6.78	7.86	5.79	4.84
Net Income	28.68	25.55	28.2	22.96	18.3
Net Income to Common	28.68	25.55	28.2	22.96	18.3
Net Income Growth	12.22%	-9.39%	22.85%	25.44%	35.74%
Basic Shares Outstanding	5	6	5	5	5
Diluted Shares Outstanding	5	6	5	5	5
Shares Change (YoY)	-12.37%	12.90%	1.14%	0.93%	8.16%
EPS (Basic)	5.38	4.20	5.23	4.31	3.47
EPS (Diluted)	5.38	4.20	5.23	4.31	3.47
EPS Growth	28.06%	-19.74%	21.47%	24.28%	25.50%
Dividend Per Share	-	1.000	0.900	0.850	0.680
Dividend Growth	-	11.11%	5.88%	25.00%	36.00%
Effective Tax Rate	22.26%	20.96%	21.79%	20.13%	20.93%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.