BankFirst Capital Corporation (BFCC)

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	115.68	112.8	97.75	61.97	55.82	53.23
Interest Income on Investments	19.55	18.69	19.31	13.09	7.02	6.36
Total Interest Income	135.23	131.49	117.07	75.06	62.84	59.59
Interest Paid on Deposits	45.33	45.14	24.84	4.01	4.06	7.26
Interest Paid on Borrowings	1.68	2	2.76	2.13	2.4	2.19
Total Interest Expense	47.01	47.14	27.6	6.13	6.46	9.44
Net Interest Income	88.22	84.35	89.47	68.93	56.38	50.15
Net Interest Income Growth (YoY)	4.52%	-5.72%	29.80%	22.25%	12.43%	23.65%
Mortgage Banking Activities	3.13	3.14	2.52	2.42	5.66	6.36
Gain (Loss) on Sale of Investments	0	-0.19	-1.29	-0.25	0.01	3.62
Other Non-Interest Income	16.23	16.82	16.86	9.12	9.33	6.18
Total Non-Interest Income	29.16	29.75	27.64	19.89	21.52	21.98
Non-Interest Income Growth (YoY)	-3.78%	7.65%	38.93%	-7.58%	-2.09%	55.18%
Revenues Before Loan Losses	117.37	114.1	117.1	88.82	77.9	72.13
Provision for Loan Losses	3.2	2.8	1.99	1.05	1.11	8.12
Revenue	114.17	111.3	115.12	87.77	76.79	64.01
Revenue Growth (YoY)	1.56%	-3.32%	31.16%	14.30%	19.96%	20.45%
Salaries and Employee Benefits	44.63	44.18	40.83	30.94	29.57	26.88
Occupancy Expenses	5.22	5.15	5.2	3.56	3.1	2.73
Selling, General & Administrative	7.1	7.23	12.69	9.03	6.98	6.15
Other Non-Interest Expense	22.63	22.41	20.34	15.49	14	10.75
Total Non-Interest Expense	79.58	78.97	79.06	59.03	53.65	46.5
EBT Excluding Unusual Items	34.59	32.33	36.06	28.74	23.14	17.51
Pretax Income	34.59	32.33	36.06	28.74	23.14	16.16
Income Tax Expense	7.26	6.78	7.86	5.79	4.84	2.67
Net Income	27.34	25.55	28.2	22.96	18.3	13.48
Net Income to Common	27.34	25.55	28.2	22.96	18.3	13.48
Net Income Growth	3.62%	-9.39%	22.85%	25.44%	35.74%	14.11%
Basic Shares Outstanding	6	6	5	5	5	5
Diluted Shares Outstanding	6	6	5	5	5	5
Shares Change (YoY)	16.12%	12.90%	1.14%	0.93%	8.16%	12.21%
EPS (Basic)	4.23	4.20	5.23	4.31	3.47	2.76
EPS (Diluted)	4.23	4.20	5.23	4.31	3.47	2.76
EPS Growth	-10.77%	-19.74%	21.47%	24.28%	25.50%	1.69%
Dividend Per Share	1.000	1.000	0.900	0.850	0.680	0.500
Dividend Growth	11.11%	11.11%	5.88%	25.00%	36.00%	-
Effective Tax Rate	20.97%	20.96%	21.79%	20.13%	20.93%	16.55%

Updated Jan 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.