BankFirst Capital Corporation (BFCC)

BankFirst Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	79.35	93	120.8	66.33	119.84	36.62
Investment Securities	728.59	732.91	348.22	355.89	344.26	222.1
Mortgage-Backed Securities	-	-	254.61	268.86	287.4	223.91
Total Investments	728.59	732.91	602.83	624.75	631.66	446.02
Gross Loans	2,350	2,205	1,853	1,813	1,511	1,207
Allowance for Loan Losses	-30.28	-28.81	-23.53	-24.08	-14.13	-15.72
Net Loans	2,320	2,176	1,830	1,789	1,497	1,191
Property, Plant & Equipment	95.81	92.61	69.42	66.22	52.6	43.04
Goodwill	83.89	83.89	66.97	66.97	66.97	34.56
Other Intangible Assets	14.45	16.12	9.67	11.29	8.39	3.9
Accrued Interest Receivable	13.47	12.64	11.94	11.29	10.07	7.93
Long-Term Deferred Tax Assets	-	-	7.87	9.13	9.12	2.04
Other Real Estate Owned & Foreclosed	-	-	-	0.01	0.88	0.95
Other Long-Term Assets	94.98	88.65	79.91	80.24	61.63	50.46
Total Assets	3,430	3,296	2,799	2,725	2,458	1,819

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	-	1.04	0.82	0.78	0.68
Interest Bearing Deposits	2,224	2,191	1,624	1,595	1,472	1,034
Institutional Deposits	-	-	192.8	149.61	64.17	73.31
Non-Interest Bearing Deposits	694.05	606.93	538.71	545.02	524.95	473.62
Total Deposits	2,918	2,798	2,356	2,289	2,061	1,581
Short-Term Borrowings	-	-	-	-	3.48	-
Current Portion of Long-Term Debt	-	-	1.82	-	-	-
Accrued Interest Payable	6.79	7.32	7.49	6.09	0.83	0.8
Long-Term Debt	42.81	44.89	10.94	22.38	24.45	56.27
Trust Preferred Securities	-	-	14.64	14.66	11.34	11.34
Other Long-Term Liabilities	31.16	26.7	17.46	19.78	18.9	11.58
Total Liabilities	2,998	2,877	2,409	2,353	2,121	1,662

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	196.71	196.71	188.68	188.68	175	-
Common Stock	1.59	1.6	1.63	1.62	1.61	1.59
Additional Paid-In Capital	55.17	58.3	63.02	62.07	61.16	60.55
Retained Earnings	190.55	167.3	147.89	130.56	113.63	95.23
Comprehensive Income & Other	-12.06	-4.77	-11.01	-10.49	-14.07	-0.56
Total Common Equity	235.25	222.43	201.53	183.76	162.34	156.8
Shareholders' Equity	431.96	419.13	390.21	372.44	337.34	156.8
Total Liabilities & Equity	3,430	3,296	2,799	2,725	2,458	1,819

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	42.81	44.89	27.39	37.04	39.27	67.61
Net Cash (Debt)	224.36	217.56	161.94	90.55	85.92	-8.51
Net Cash Growth	-10.12%	34.34%	78.83%	5.39%	-	-
Net Cash Per Share	36.69	35.05	29.82	16.80	16.13	-1.61
Filing Date Shares Outstanding	5.28	5.33	5.43	5.4	5.35	5.28
Total Common Shares Outstanding	5.28	5.33	5.43	5.4	5.35	5.28
Book Value Per Share	44.54	41.72	37.12	34.03	30.32	29.67
Tangible Book Value	136.91	122.42	124.9	105.5	86.98	118.34
Tangible Book Value Per Share	25.92	22.96	23.00	19.54	16.25	22.39

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 4, 2026

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