BankFirst Capital Corporation (BFCC)

BankFirst Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	132.36	120.8	66.33	119.84	36.62	45.62
Investment Securities	743.15	603.33	355.89	344.26	222.1	233.56
Mortgage-Backed Securities	-	-	268.86	287.4	223.91	179.17
Total Investments	743.15	603.33	624.75	631.66	446.02	412.73
Gross Loans	2,198	1,853	1,813	1,511	1,207	1,143
Allowance for Loan Losses	-27.58	-23.53	-24.08	-14.13	-15.72	-16.5
Net Loans	2,171	1,830	1,789	1,497	1,191	1,126
Property, Plant & Equipment	90.72	69.42	66.22	52.6	43.04	42.41
Goodwill	83.63	66.97	66.97	66.97	34.56	34.56
Other Intangible Assets	16.73	9.67	11.29	8.39	3.9	4.54
Accrued Interest Receivable	12.97	11.94	11.29	10.07	7.93	8.98
Long-Term Deferred Tax Assets	-	-	9.13	9.12	2.04	0.55
Other Real Estate Owned & Foreclosed	-	-	0.01	0.88	0.95	1.34
Other Long-Term Assets	91.5	89.32	80.24	61.63	50.46	47.64
Total Assets	3,342	2,801	2,725	2,458	1,819	1,727
Accrued Expenses	-	-	0.82	0.78	0.68	0.67
Interest Bearing Deposits	2,204	1,817	1,595	1,472	1,034	1,003
Institutional Deposits	-	-	149.61	64.17	73.31	79.63
Non-Interest Bearing Deposits	639.1	538.71	545.02	524.95	473.62	432.25
Total Deposits	2,843	2,356	2,289	2,061	1,581	1,515
Short-Term Borrowings	-	-	-	3.48	-	-
Current Portion of Long-Term Debt	-	-	2.15	-	-	-
Accrued Interest Payable	7.81	7.49	6.09	0.83	0.8	1.12
Long-Term Debt	45.58	27.39	20.23	24.45	56.27	33.36
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	10
Trust Preferred Securities	-	-	14.66	11.34	11.34	11.34
Other Long-Term Liabilities	27.2	20.53	19.78	18.9	11.58	7.98
Total Liabilities	2,924	2,411	2,353	2,121	1,662	1,580
Preferred Stock, Redeemable	196.71	188.68	188.68	175	-	-
Common Stock	1.63	1.63	1.62	1.61	1.59	1.58
Additional Paid-In Capital	62.63	63.1	62.07	61.16	60.55	60.11
Retained Earnings	163.53	147.82	130.56	113.63	95.23	80.52
Comprehensive Income & Other	-6.54	-11.01	-10.49	-14.07	-0.56	4.78
Total Common Equity	221.24	201.55	183.76	162.34	156.8	147
Shareholders' Equity	417.95	390.23	372.44	337.34	156.8	147
Total Liabilities & Equity	3,342	2,801	2,725	2,458	1,819	1,727
Total Debt	45.58	27.39	37.04	39.27	67.61	54.7
Net Cash (Debt)	249.62	161.94	90.55	85.92	-8.51	74.24
Net Cash Growth	45.36%	78.83%	5.39%	-	-	318.87%
Net Cash Per Share	38.89	26.62	16.80	16.13	-1.61	15.21
Filing Date Shares Outstanding	5.43	5.43	5.4	5.35	5.28	5.27
Total Common Shares Outstanding	5.43	5.43	5.4	5.35	5.28	5.27
Book Value Per Share	40.72	37.12	34.03	30.32	29.67	27.89
Tangible Book Value	120.88	124.91	105.5	86.98	118.34	107.9
Tangible Book Value Per Share	22.25	23.01	19.54	16.25	22.39	20.47

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.