BankFirst Capital Corporation (BFCC)

BankFirst Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	120.8	66.33	119.84	36.62	45.62
Investment Securities	603.33	355.89	344.26	222.1	233.56
Mortgage-Backed Securities	-	268.86	287.4	223.91	179.17
Total Investments	603.33	624.75	631.66	446.02	412.73
Gross Loans	1,853	1,813	1,511	1,207	1,143
Allowance for Loan Losses	-23.53	-24.08	-14.13	-15.72	-16.5
Net Loans	1,830	1,789	1,497	1,191	1,126
Property, Plant & Equipment	69.42	66.22	52.6	43.04	42.41
Goodwill	66.97	66.97	66.97	34.56	34.56
Other Intangible Assets	9.67	11.29	8.39	3.9	4.54
Accrued Interest Receivable	11.94	11.29	10.07	7.93	8.98
Long-Term Deferred Tax Assets	-	9.13	9.12	2.04	0.55
Other Real Estate Owned & Foreclosed	-	0.01	0.88	0.95	1.34
Other Long-Term Assets	89.32	80.24	61.63	50.46	47.64
Total Assets	2,801	2,725	2,458	1,819	1,727
Accrued Expenses	-	0.82	0.78	0.68	0.67
Interest Bearing Deposits	1,817	1,595	1,472	1,034	1,003
Institutional Deposits	-	149.61	64.17	73.31	79.63
Non-Interest Bearing Deposits	538.71	545.02	524.95	473.62	432.25
Total Deposits	2,356	2,289	2,061	1,581	1,515
Short-Term Borrowings	-	-	3.48	-	-
Current Portion of Long-Term Debt	-	2.15	-	-	-
Accrued Interest Payable	7.49	6.09	0.83	0.8	1.12
Long-Term Debt	27.39	20.23	24.45	56.27	33.36
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	10
Trust Preferred Securities	-	14.66	11.34	11.34	11.34
Other Long-Term Liabilities	20.53	19.78	18.9	11.58	7.98
Total Liabilities	2,411	2,353	2,121	1,662	1,580
Preferred Stock, Redeemable	188.68	188.68	175	-	-
Common Stock	1.63	1.62	1.61	1.59	1.58
Additional Paid-In Capital	63.1	62.07	61.16	60.55	60.11
Retained Earnings	147.82	130.56	113.63	95.23	80.52
Comprehensive Income & Other	-11.01	-10.49	-14.07	-0.56	4.78
Total Common Equity	201.55	183.76	162.34	156.8	147
Shareholders' Equity	390.23	372.44	337.34	156.8	147
Total Liabilities & Equity	2,801	2,725	2,458	1,819	1,727
Total Debt	27.39	37.04	39.27	67.61	54.7
Net Cash (Debt)	161.94	90.55	85.92	-8.51	74.24
Net Cash Growth	78.83%	5.39%	-	-	318.87%
Net Cash Per Share	26.62	16.80	16.13	-1.61	15.21
Filing Date Shares Outstanding	5.43	5.4	5.35	5.28	5.27
Total Common Shares Outstanding	5.43	5.4	5.35	5.28	5.27
Book Value Per Share	37.12	34.03	30.32	29.67	27.89
Tangible Book Value	124.91	105.5	86.98	118.34	107.9
Tangible Book Value Per Share	23.01	19.54	16.25	22.39	20.47

Updated Jan 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.