BankFirst Capital Corporation (BFCC)

BankFirst Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	115.21	120.8	66.33	119.84	36.62	45.62
Investment Securities	701.23	603.33	355.89	344.26	222.1	233.56
Mortgage-Backed Securities	-	-	268.86	287.4	223.91	179.17
Total Investments	701.23	603.33	624.75	631.66	446.02	412.73
Gross Loans	1,820	1,853	1,813	1,511	1,207	1,143
Allowance for Loan Losses	-23.54	-23.53	-24.08	-14.13	-15.72	-16.5
Net Loans	1,796	1,830	1,789	1,497	1,191	1,126
Property, Plant & Equipment	71.89	69.42	66.22	52.6	43.04	42.41
Goodwill	66.97	66.97	66.97	66.97	34.56	34.56
Other Intangible Assets	9.28	9.67	11.29	8.39	3.9	4.54
Accrued Interest Receivable	11.91	11.94	11.29	10.07	7.93	8.98
Long-Term Deferred Tax Assets	-	-	9.13	9.12	2.04	0.55
Other Real Estate Owned & Foreclosed	-	-	0.01	0.88	0.95	1.34
Other Long-Term Assets	84.94	89.32	80.24	61.63	50.46	47.64
Total Assets	2,858	2,801	2,725	2,458	1,819	1,727
Accrued Expenses	-	-	0.82	0.78	0.68	0.67
Interest Bearing Deposits	1,873	1,817	1,595	1,472	1,034	1,003
Institutional Deposits	-	-	149.61	64.17	73.31	79.63
Non-Interest Bearing Deposits	533.14	538.71	545.02	524.95	473.62	432.25
Total Deposits	2,406	2,356	2,289	2,061	1,581	1,515
Short-Term Borrowings	-	-	-	3.48	-	-
Current Portion of Long-Term Debt	-	-	2.15	-	-	-
Accrued Interest Payable	7.13	7.49	6.09	0.83	0.8	1.12
Long-Term Debt	26.85	27.39	20.23	24.45	56.27	33.36
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	10
Trust Preferred Securities	-	-	14.66	11.34	11.34	11.34
Other Long-Term Liabilities	19.72	20.53	19.78	18.9	11.58	7.98
Total Liabilities	2,460	2,411	2,353	2,121	1,662	1,580
Preferred Stock, Redeemable	188.68	188.68	188.68	175	-	-
Common Stock	1.63	1.63	1.62	1.61	1.59	1.58
Additional Paid-In Capital	63	63.1	62.07	61.16	60.55	60.11
Retained Earnings	153.22	147.82	130.56	113.63	95.23	80.52
Comprehensive Income & Other	-8.98	-11.01	-10.49	-14.07	-0.56	4.78
Total Common Equity	208.88	201.55	183.76	162.34	156.8	147
Shareholders' Equity	397.56	390.23	372.44	337.34	156.8	147
Total Liabilities & Equity	2,858	2,801	2,725	2,458	1,819	1,727
Total Debt	26.85	27.39	37.04	39.27	67.61	54.7
Net Cash (Debt)	261.08	161.94	90.55	85.92	-8.51	74.24
Net Cash Growth	85.59%	78.83%	5.39%	-	-	318.87%
Net Cash Per Share	40.93	26.62	16.80	16.13	-1.61	15.21
Filing Date Shares Outstanding	5.44	5.43	5.4	5.35	5.28	5.27
Total Common Shares Outstanding	5.44	5.43	5.4	5.35	5.28	5.27
Book Value Per Share	38.37	37.12	34.03	30.32	29.67	27.89
Tangible Book Value	132.63	124.91	105.5	86.98	118.34	107.9
Tangible Book Value Per Share	24.36	23.01	19.54	16.25	22.39	20.47

Updated Jan 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.