BankFirst Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	93	120.8	66.33	119.84	36.62
Investment Securities	732.91	348.22	355.89	344.26	222.1
Mortgage-Backed Securities	-	254.61	268.86	287.4	223.91
Total Investments	732.91	602.83	624.75	631.66	446.02
Gross Loans	2,205	1,853	1,813	1,511	1,207
Allowance for Loan Losses	-28.81	-23.53	-24.08	-14.13	-15.72
Net Loans	2,176	1,830	1,789	1,497	1,191
Property, Plant & Equipment	92.61	69.42	66.22	52.6	43.04
Goodwill	83.89	66.97	66.97	66.97	34.56
Other Intangible Assets	16.12	9.67	11.29	8.39	3.9
Accrued Interest Receivable	12.64	11.94	11.29	10.07	7.93
Long-Term Deferred Tax Assets	-	7.87	9.13	9.12	2.04
Other Real Estate Owned & Foreclosed	-	-	0.01	0.88	0.95
Other Long-Term Assets	88.65	79.91	80.24	61.63	50.46
Total Assets	3,296	2,799	2,725	2,458	1,819
Accrued Expenses	-	1.04	0.82	0.78	0.68
Interest Bearing Deposits	2,191	1,624	1,595	1,472	1,034
Institutional Deposits	-	192.8	149.61	64.17	73.31
Non-Interest Bearing Deposits	606.93	538.71	545.02	524.95	473.62
Total Deposits	2,798	2,356	2,289	2,061	1,581
Short-Term Borrowings	-	-	-	3.48	-
Current Portion of Long-Term Debt	-	1.82	-	-	-
Accrued Interest Payable	7.32	7.49	6.09	0.83	0.8
Long-Term Debt	44.89	10.94	22.38	24.45	56.27
Trust Preferred Securities	-	14.64	14.66	11.34	11.34
Other Long-Term Liabilities	26.7	17.46	19.78	18.9	11.58
Total Liabilities	2,877	2,409	2,353	2,121	1,662
Preferred Stock, Redeemable	196.71	188.68	188.68	175	-
Common Stock	1.6	1.63	1.62	1.61	1.59
Additional Paid-In Capital	58.3	63.02	62.07	61.16	60.55
Retained Earnings	167.3	147.89	130.56	113.63	95.23
Comprehensive Income & Other	-4.77	-11.01	-10.49	-14.07	-0.56
Total Common Equity	222.43	201.53	183.76	162.34	156.8
Shareholders' Equity	419.13	390.21	372.44	337.34	156.8
Total Liabilities & Equity	3,296	2,799	2,725	2,458	1,819
Total Debt	44.89	27.39	37.04	39.27	67.61
Net Cash (Debt)	217.56	161.94	90.55	85.92	-8.51
Net Cash Growth	34.34%	78.83%	5.39%	-	-
Net Cash Per Share	35.05	29.82	16.80	16.13	-1.61
Filing Date Shares Outstanding	5.33	5.43	5.4	5.35	5.28
Total Common Shares Outstanding	5.33	5.43	5.4	5.35	5.28
Book Value Per Share	41.72	37.12	34.03	30.32	29.67
Tangible Book Value	122.42	124.9	105.5	86.98	118.34
Tangible Book Value Per Share	22.96	23.00	19.54	16.25	22.39

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.