Bank of Cyprus Holdings Public Limited Company (BKCYF)

Bank of Cyprus Holdings Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	508.19	487.21	56.57	29.71	-171.53
Depreciation & Amortization	17.98	15.39	15.65	16.31	19.22
Other Amortization	18.19	18.86	18.55	18.62	18.26
Gain (Loss) on Sale of Assets	-1.25	-11.45	-15.87	-13.53	-6.44
Gain (Loss) on Sale of Investments	-62.39	-65.58	30.08	-1.37	-30.55
Total Asset Writedown	58.48	48.24	32.46	52.24	39.64
Provision for Credit Losses	32.94	71.53	60.97	38	272.14
Change in Trading Asset Securities	-1.35	54.93	8.99	-2.1	-31.84
Accrued Interest Receivable	-	-	-	-	0.75
Change in Other Net Operating Assets	-740.67	287.56	-54.68	-77.18	-114.21
Other Operating Activities	96.64	172.12	37.57	50.16	31.2
Operating Cash Flow	-72.5	1,079	189.67	108.94	26.27
Operating Cash Flow Growth	-	468.64%	74.11%	314.67%	-83.61%
Capital Expenditures	-21.06	-7.45	-6.75	-6.29	-10.12
Sale of Property, Plant and Equipment	0.04	0.08	0.52	0.16	0.36
Investment in Securities	-1,199	-1,401	-646.89	-236.49	-18.34
Income (Loss) Equity Investments	-0.18	-0.86	-0.94	-1.91	-0.36
Divestitures	-	-	-	9.54	53.35
Purchase / Sale of Intangibles	-19.74	-14.95	-17.35	-16.06	-15.13
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-3.65	332.15	164.26	34.51
Other Investing Activities	86.34	37.19	31.87	5.41	33.81
Investing Cash Flow	-1,129	-1,380	-265.05	-68.35	85.68
Long-Term Debt Issued	297.77	347.69	-	2,596	1,000
Long-Term Debt Repaid	-2,075	-7.85	-1,022	-239.23	-8.63
Net Debt Issued (Repaid)	-1,778	339.84	-1,022	2,357	991.37
Issuance of Common Stock	-	216.47	-	-	-
Repurchase of Common Stock	-25.09	-226.82	-	-	-
Common Dividends Paid	-130.07	-47.68	-27.5	-27.5	-27.5
Net Increase (Decrease) in Deposit Accounts	1,075	302.49	1,518	1,063	-299.77
Other Financing Activities	-55.19	-30.38	-62.36	-67.6	-43.2
Financing Cash Flow	-912.99	553.93	406.32	3,324	620.9
Foreign Exchange Rate Adjustments	-	-	-	-	26.43
Net Cash Flow	-2,114	252.17	330.94	3,365	759.27
Free Cash Flow	-93.56	1,071	182.92	102.65	16.15
Free Cash Flow Growth	-	485.56%	78.20%	535.60%	-89.35%
Free Cash Flow Margin	-8.80%	105.34%	29.76%	19.66%	5.43%
Free Cash Flow Per Share	-0.21	2.40	0.41	0.23	0.04
Cash Interest Paid	53.19	27.38	54.38	65.49	42.11
Cash Income Tax Paid	28.55	20.14	6.72	2.07	1.26

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.