Bankinter, S.A. (BKNIY)

Bankinter Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	3,769	3,850	3,151	1,651	1,274	1,275
Interest Income on Investments	572.96	565.09	541.92	134.68	193.44	129.77
Total Interest Income	4,342	4,415	3,693	1,786	1,467	1,405
Interest Paid on Deposits	2,077	2,121	1,464	230.88	171.07	138.75
Net Interest Income	2,264	2,294	2,229	1,555	1,296	1,266
Net Interest Income Growth (YoY)	-0.94%	2.90%	43.36%	19.97%	2.36%	7.46%
Income From Trading Activities	-63.54	-48.13	73.18	26.25	16.56	6.02
Gain (Loss) on Sale of Assets	-12.48	-9.43	-7.25	-10.69	-11.58	-16.17
Gain (Loss) on Sale of Investments	2.23	2.23	-13.63	17.78	23.51	20.24
Gain (Loss) on Sale of Equity Investments	39.72	34.86	31.58	36.6	33.37	28.77
Other Non-Interest Income	707.89	595.22	301.64	414.51	454.04	357.39
Total Non-Interest Income	697.9	598.82	414.75	518.85	548.02	427.4
Non-Interest Income Growth (YoY)	73.80%	44.38%	-20.06%	-5.32%	28.22%	-6.21%
Revenues Before Loan Losses	2,962	2,892	2,644	2,074	1,844	1,693
Provision for Loan Losses	345.11	359.4	328.39	252.94	263.24	426
Revenue	2,617	2,533	2,315	1,821	1,581	1,267
Revenue Growth (YoY)	11.18%	9.41%	27.16%	15.18%	24.71%	-15.28%
Salaries and Employee Benefits	624.18	594.81	557.92	508.86	472.79	446.7
Amortization of Goodwill & Intangibles	87.45	87.45	82.07	80.09	77.79	75.58
Selling, General & Administrative	362.78	355.45	336.69	329.09	302.63	306.59
Other Non-Interest Expense	21.75	25.92	26.32	37.56	54.79	204.77
Total Non-Interest Expense	1,096	1,064	1,003	955.6	907.99	1,034
EBT Excluding Unusual Items	1,521	1,469	1,312	865	672.68	233.81
Asset Writedown	-31.4	-31.4	-13.23	-10.51	-7.93	-3.27
Legal Settlements	-78.2	-78.2	-70.05	-69.46	-128.05	-
Pretax Income	1,411	1,360	1,229	785.04	536.71	230.54
Income Tax Expense	389.13	406.73	384.05	224.83	139.28	56.41
Earnings From Continuing Operations	1,022	952.97	844.79	560.2	397.43	174.13
Earnings From Discontinued Operations	-	-	-	-	935.68	143
Net Income	1,022	952.97	844.79	560.2	1,333	317.12
Preferred Dividends & Other Adjustments	-	-	-	15.31	19.31	-
Net Income to Common	1,022	952.97	844.79	544.89	1,314	317.12
Net Income Growth	18.75%	12.81%	50.80%	-57.98%	320.38%	-42.41%
Basic Shares Outstanding	893	899	899	899	898	906
Diluted Shares Outstanding	919	925	928	899	900	961
Shares Change (YoY)	-2.51%	-0.34%	3.31%	-0.14%	-6.36%	6.93%
EPS (Basic)	1.14	1.06	0.94	0.61	1.46	0.35
EPS (Diluted)	1.11	1.03	0.91	0.61	1.46	0.33
EPS Growth	21.00%	13.19%	50.07%	-58.47%	342.42%	-44.94%
Dividend Per Share	0.418	0.530	0.470	0.312	0.243	0.050
Dividend Growth	-14.55%	12.81%	50.80%	28.08%	389.00%	-83.01%
Effective Tax Rate	27.57%	29.91%	31.25%	28.64%	25.95%	24.47%

Updated Feb 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.