BKOR Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	34.21	31.08	25.15	21.22	21.92
Interest Income on Investments	5.98	6.71	6.3	2.81	1.45
Total Interest Income	40.19	37.78	31.45	24.04	23.38
Interest Paid on Deposits	10.69	10.27	6.24	1.27	1.31
Interest Paid on Borrowings	2.94	3.78	3.15	1.11	1.06
Total Interest Expense	13.64	14.05	9.4	2.38	2.37
Net Interest Income	26.55	23.74	22.06	21.65	21.01
Net Interest Income Growth (YoY)	11.84%	7.62%	1.86%	3.06%	19.36%
Gain (Loss) on Sale of Investments	0.75	0.02	0.08	-0.15	0.11
Other Non-Interest Income	2.39	2.41	2.73	2.54	2.27
Total Non-Interest Income	4.1	3.26	3.91	4.05	4.02
Non-Interest Income Growth (YoY)	25.56%	-16.50%	-3.46%	0.80%	29.38%
Revenues Before Loan Losses	30.64	27	25.97	25.7	25.03
Provision for Loan Losses	1.29	1.36	0.61	-0.04	-0.68
Revenue	29.36	25.64	25.36	25.74	25.71
Revenue Growth (YoY)	14.51%	1.10%	-1.49%	0.14%	43.14%
Salaries and Employee Benefits	10.89	10.26	9.95	9.99	8.92
Federal Deposit Insurance	0.35	0.46	0.42	0.29	0.17
Selling, General & Administrative	5.61	5.83	5.87	5.45	5.5
Other Non-Interest Expense	2.13	1.71	1.73	1.65	1.33
Total Non-Interest Expense	18.99	18.26	17.97	17.38	15.92
EBT Excluding Unusual Items	10.37	7.38	7.39	8.37	9.79
Pretax Income	10.37	7.38	7.39	8.37	9.79
Income Tax Expense	2.36	1.71	1.65	1.71	2.03
Net Income	8.01	5.67	5.74	6.66	7.76
Net Income to Common	8.01	5.67	5.74	6.66	7.76
Net Income Growth	41.27%	-1.18%	-13.83%	-14.18%	138.20%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	-0.41%	0.91%	1.13%	1.08%	1.07%
EPS (Basic)	2.92	2.06	2.10	2.47	2.91
EPS (Diluted)	2.92	2.06	2.10	2.47	2.91
EPS Growth	41.75%	-2.11%	-14.79%	-15.10%	136.50%
Dividend Per Share	0.560	0.480	0.400	-	0.270
Dividend Growth	16.67%	20.00%	-	-	12.50%
Effective Tax Rate	22.72%	23.12%	22.29%	20.39%	20.72%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.