Bank of Queensland Limited (BKQNY)

Bank of Queensland Income Statement

Financials in millions AUD. Fiscal year is September - August.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 31, 2025	Aug 31, 2024	Aug 31, 2023	Aug 31, 2022	Aug 31, 2021
Interest Income on Loans	4,327	4,224	3,475	2,143	1,576
Interest Income on Investments	727	730	588	149	112
Total Interest Income	5,054	4,954	4,063	2,292	1,688
Interest Paid on Deposits	3,527	3,482	2,448	776	560
Net Interest Income	1,527	1,472	1,615	1,516	1,128
Net Interest Income Growth (YoY)	3.74%	-8.85%	6.53%	34.40%	14.40%
Gain (Loss) on Sale of Assets	3	-16	3	-19	5
Other Non-Interest Income	138	127	141	136	120
Total Non-Interest Income	141	111	144	117	125
Non-Interest Income Growth (YoY)	27.03%	-22.92%	23.08%	-6.40%	9.65%
Revenues Before Loan Losses	1,668	1,583	1,759	1,633	1,253
Provision for Loan Losses	20	18	67	-1	-21
Revenue	1,648	1,565	1,692	1,634	1,274
Revenue Growth (YoY)	5.30%	-7.51%	3.55%	28.26%	37.73%
Salaries and Employee Benefits	516	474	443	462	330
Occupancy Expenses	56	44	60	50	41
Amortization of Goodwill & Intangibles	128	78	85	75	51
Selling, General & Administrative	343	360	368	330	236
Other Non-Interest Expense	120	103	158	100	70
Total Non-Interest Expense	1,175	1,080	1,134	1,033	736
EBT Excluding Unusual Items	473	485	558	601	538
Asset Writedown	-15	-11	-64	-	-
Pretax Income	278	439	281	601	538
Income Tax Expense	145	154	157	192	169
Earnings From Continuing Operations	133	285	124	409	369
Minority Interest in Earnings	-	-	-	-	-1
Net Income	133	285	124	409	368
Preferred Dividends & Other Adjustments	-	1	5	3	-
Net Income to Common	133	284	119	406	368
Net Income Growth	-53.33%	129.84%	-69.68%	11.14%	220.00%
Basic Shares Outstanding	658	657	650	643	550
Diluted Shares Outstanding	665	828	656	733	612
Shares Change (YoY)	-19.67%	26.25%	-10.51%	19.85%	14.62%
EPS (Basic)	0.20	0.43	0.18	0.63	0.67
EPS (Diluted)	0.20	0.41	0.18	0.58	0.62
EPS Growth	-51.53%	125.56%	-68.53%	-7.39%	156.37%
Dividend Per Share	0.380	0.340	0.410	0.460	0.390
Dividend Growth	11.77%	-17.07%	-10.87%	17.95%	225.00%
Effective Tax Rate	52.16%	35.08%	55.87%	31.95%	31.41%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.