Bank of Ireland Group plc (BKRIF)

Bank of Ireland Group Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	31,503	31,487	36,150	30,904	10,852
Investment Securities	34,267	31,021	27,832	31,319	34,926
Trading Asset Securities	3,816	4,389	4,547	1,795	2,444
Total Investments	38,083	35,410	32,379	33,114	37,370
Gross Loans	84,109	81,415	73,559	78,633	79,080
Allowance for Loan Losses	-1,028	-1,222	-1,295	-1,958	-2,242
Other Adjustments to Gross Loans	-543	-464	-303	-253	-257
Net Loans	82,538	79,729	71,961	76,422	76,581
Property, Plant & Equipment	795	793	789	811	872
Goodwill	301	300	299	27	25
Other Intangible Assets	1,199	1,108	977	825	726
Investments in Real Estate	771	793	883	992	843
Accrued Interest Receivable	264	280	234	328	259
Other Receivables	1,014	976	711	779	801
Restricted Cash	2,308	1,888	3,180	2,518	1,988
Other Current Assets	25	23	36	41	27
Long-Term Deferred Tax Assets	546	808	989	1,044	1,165
Other Long-Term Assets	2,466	2,113	2,101	7,463	2,245
Total Assets	161,813	155,708	150,689	155,268	133,754
Accrued Expenses	352	457	372	281	247
Interest Bearing Deposits	15,360	12,821	13,204	24,974	18,416
Non-Interest Bearing Deposits	89,128	90,057	88,841	80,646	72,409
Total Deposits	104,488	102,878	102,045	105,620	90,825
Short-Term Borrowings	3,396	3,375	3,702	2,165	2,257
Current Portion of Long-Term Debt	758	2	912	1,448	1,252
Current Portion of Leases	48	53	55	47	45
Current Income Taxes Payable	29	23	8	18	12
Accrued Interest Payable	427	324	139	107	125
Other Current Liabilities	715	872	886	535	667
Long-Term Debt	10,225	10,268	8,518	9,016	6,549
Long-Term Leases	318	351	368	405	453
Pension & Post-Retirement Benefits	3	10	36	142	288
Long-Term Deferred Tax Liabilities	58	61	38	90	64
Other Long-Term Liabilities	27,987	24,473	22,088	24,056	21,349
Total Liabilities	148,804	143,147	139,167	143,930	124,133
Common Stock	1,002	1,056	1,069	1,076	1,074
Additional Paid-In Capital	456	456	456	456	456
Retained Earnings	11,159	10,878	9,757	9,351	7,774
Treasury Stock	-7	-7	-10	-20	-25
Comprehensive Income & Other	396	175	183	407	274
Total Common Equity	13,006	12,558	11,455	11,270	9,553
Minority Interest	3	3	67	68	68
Shareholders' Equity	13,009	12,561	11,522	11,338	9,621
Total Liabilities & Equity	161,813	155,708	150,689	155,268	133,754
Total Debt	14,745	14,049	13,555	13,081	10,556
Net Cash (Debt)	20,857	22,079	27,530	19,990	3,057
Net Cash Growth	-5.53%	-19.80%	37.72%	553.91%	-
Net Cash Per Share	20.37	20.81	25.70	18.60	2.85
Filing Date Shares Outstanding	1,003	1,056	1,069	1,076	1,073
Total Common Shares Outstanding	1,003	1,056	1,069	1,076	1,073
Book Value Per Share	12.97	11.89	10.72	10.48	8.90
Tangible Book Value	11,506	11,150	10,179	10,418	8,802
Tangible Book Value Per Share	11.48	10.56	9.52	9.69	8.20

Source: S&P Capital IQ. Banks template. Financial Sources.