Bank of Ireland Group plc (BKRIY)

Bank of Ireland Group Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	31,144	31,487	36,150	30,904	10,852	8,061
Investment Securities	32,365	31,021	27,832	31,319	34,926	32,580
Trading Asset Securities	3,545	4,389	4,547	1,795	2,444	2,337
Total Investments	35,910	35,410	32,379	33,114	37,370	34,917
Gross Loans	84,947	81,415	73,559	78,633	79,080	81,125
Allowance for Loan Losses	-1,257	-1,222	-1,295	-1,958	-2,242	-1,308
Other Adjustments to Gross Loans	-	-464	-303	-253	-257	-330
Net Loans	83,690	79,729	71,961	76,422	76,581	79,487
Property, Plant & Equipment	813	793	789	811	872	988
Goodwill	-	300	299	27	25	36
Other Intangible Assets	1,493	1,108	977	825	726	802
Investments in Real Estate	765	793	883	992	843	999
Accrued Interest Receivable	-	280	234	328	259	280
Other Receivables	149	976	711	779	801	741
Restricted Cash	1,000	1,888	3,180	2,518	1,988	2,582
Other Current Assets	31	23	36	41	27	30
Long-Term Deferred Tax Assets	665	808	989	1,044	1,165	1,088
Other Long-Term Assets	3,474	2,113	2,101	7,463	2,245	1,907
Total Assets	159,134	155,708	150,689	155,268	133,754	131,918
Accrued Expenses	-	457	372	281	247	52
Interest Bearing Deposits	14,456	12,821	13,204	24,974	18,416	20,860
Non-Interest Bearing Deposits	88,748	90,057	88,841	80,646	72,409	65,162
Total Deposits	103,204	102,878	102,045	105,620	90,825	86,022
Short-Term Borrowings	2,925	3,375	3,702	2,165	2,257	2,478
Current Portion of Long-Term Debt	-	2	912	1,448	1,252	2,050
Current Portion of Leases	56	53	55	47	45	64
Current Income Taxes Payable	29	23	8	18	12	33
Accrued Interest Payable	-	324	139	107	125	199
Other Current Liabilities	764	872	886	535	667	1,180
Long-Term Debt	11,705	10,268	8,518	9,016	6,549	8,458
Long-Term Leases	326	351	368	405	453	501
Pension & Post-Retirement Benefits	3	10	36	142	288	268
Long-Term Deferred Tax Liabilities	60	61	38	90	64	72
Other Long-Term Liabilities	27,453	24,473	22,088	24,056	21,349	20,788
Total Liabilities	146,525	143,147	139,167	143,930	124,133	122,165
Preferred Stock, Non-Redeemable	-	-	-	-	-	7
Total Preferred Equity	-	-	-	-	-	7
Common Stock	1,020	1,056	1,069	1,076	1,074	1,618
Additional Paid-In Capital	456	456	456	456	456	571
Retained Earnings	10,874	10,878	9,757	9,351	7,774	7,343
Treasury Stock	-6	-7	-10	-20	-25	-
Comprehensive Income & Other	262	175	183	407	274	212
Total Common Equity	12,606	12,558	11,455	11,270	9,553	9,744
Minority Interest	3	3	67	68	68	2
Shareholders' Equity	12,609	12,561	11,522	11,338	9,621	9,753
Total Liabilities & Equity	159,134	155,708	150,689	155,268	133,754	131,918
Total Debt	15,012	14,049	13,555	13,081	10,556	13,551
Net Cash (Debt)	19,677	22,079	27,530	19,990	3,057	-2,479
Net Cash Growth	-19.07%	-19.80%	37.72%	553.91%	-	-
Net Cash Per Share	18.76	20.81	25.70	18.60	2.85	-2.31
Filing Date Shares Outstanding	1,019	1,056	1,069	1,076	1,073	1,074
Total Common Shares Outstanding	1,019	1,056	1,069	1,076	1,073	1,074
Book Value Per Share	12.37	11.89	10.72	10.48	8.90	9.07
Tangible Book Value	11,113	11,150	10,179	10,418	8,802	8,906
Tangible Book Value Per Share	10.91	10.56	9.52	9.69	8.20	8.29

Source: S&P Capital IQ. Banks template. Financial Sources.