PT Bank Rakyat Indonesia (Persero) Tbk (BKRKF)

BKRKF Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	203,789,508	199,266,252	181,214,528	151,874,816	143,523,329	135,764,561
Interest Paid on Deposits	58,602,552	57,209,062	43,812,507	27,277,743	29,428,900	42,180,448
Net Interest Income	145,186,956	142,057,190	137,402,021	124,597,073	114,094,429	93,584,113
Net Interest Income Growth (YoY)	0.78%	3.39%	10.28%	9.21%	21.92%	14.54%
Gain (Loss) on Sale of Assets	75,910	87,922	125,187	242,077	44,164	41,211
Gain (Loss) on Sale of Investments	2,129,989	2,006,546	2,113,088	1,663,711	3,572,852	3,115,308
Other Non-Interest Income	31,841,501	30,237,992	26,941,621	26,872,136	29,680,270	28,512,612
Total Non-Interest Income	34,047,400	32,332,460	29,179,896	28,777,924	33,297,286	31,669,131
Non-Interest Income Growth (YoY)	13.28%	10.80%	1.40%	-13.57%	5.14%	45.34%
Revenues Before Loan Losses	179,234,356	174,389,650	166,581,917	153,374,997	147,391,715	125,253,244
Provision for Loan Losses	43,113,240	41,757,637	29,523,426	27,384,906	35,806,312	33,024,492
Revenue	136,121,116	132,632,013	137,058,491	125,990,091	111,585,403	92,228,752
Revenue Growth (YoY)	0.55%	-3.23%	8.79%	12.91%	20.99%	12.56%
Salaries and Employee Benefits	39,566,994	37,791,569	36,836,264	38,956,576	35,806,729	30,647,564
Selling, General & Administrative	30,619,960	30,176,343	28,741,523	25,958,686	24,701,759	23,284,471
Other Non-Interest Expense	14,157,799	10,481,029	10,105,813	8,424,048	20,323,895	17,932,102
Total Non-Interest Expense	85,549,575	79,515,771	76,207,812	73,290,723	81,028,864	71,690,643
EBT Excluding Unusual Items	50,571,541	53,116,242	60,850,679	52,699,368	30,556,539	20,538,109
Asset Writedown	22,770,857	25,350,943	16,335,730	12,330,890	8,842,517	7,252,171
Pretax Income	72,474,323	77,599,110	76,429,712	64,596,701	38,591,374	27,612,364
Income Tax Expense	15,960,654	16,955,302	16,004,664	13,188,494	7,835,608	8,951,971
Earnings From Continuing Operations	56,513,669	60,643,808	60,425,048	51,408,207	30,755,766	18,660,393
Minority Interest in Earnings	-644,725	-488,921	-325,185	-237,895	310,826	-5,640
Net Income	55,868,944	60,154,887	60,099,863	51,170,312	31,066,592	18,654,753
Net Income to Common	55,868,944	60,154,887	60,099,863	51,170,312	31,066,592	18,654,753
Net Income Growth	-8.67%	0.09%	17.45%	64.71%	66.53%	-45.73%
Basic Shares Outstanding	150,624	150,734	150,881	151,386	130,553	122,565
Diluted Shares Outstanding	150,624	150,764	150,915	151,409	130,574	123,315
Shares Change (YoY)	-0.13%	-0.10%	-0.33%	15.96%	5.89%	0.80%
EPS (Basic)	370.92	399.08	398.33	338.01	237.96	152.20
EPS (Diluted)	370.92	399.00	398.00	338.00	237.96	151.28
EPS Growth	-8.58%	0.25%	17.75%	42.04%	57.30%	-46.16%
Dividend Per Share	208.400	343.400	319.000	288.221	174.251	-
Dividend Growth	54.37%	7.65%	10.68%	65.41%	-	-
Effective Tax Rate	22.02%	21.85%	20.94%	20.42%	20.30%	32.42%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.