Santander Bank Polska Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 23, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	13,650	11,314	12,731	6,054	8,831	5,080	Upgrade
Market Cap Growth	10.06%	-11.13%	110.29%	-31.44%	73.82%	-38.67%	Upgrade
Last Close Price	25.87	28.72	-	7.80	7.80	7.80	Upgrade
PE Ratio	8.80	8.97	10.36	9.47	32.03	18.30	Upgrade
PS Ratio	2.92	2.91	3.38	2.33	4.49	2.78	Upgrade
PB Ratio	1.48	1.36	1.49	0.93	1.31	0.66	Upgrade
P/FCF Ratio	27.74	-	-	-	-	6.29	Upgrade
P/OCF Ratio	20.97	-	-	-	-	5.57	Upgrade
Debt / Equity Ratio	0.83	0.81	0.71	0.95	0.97	0.89	Upgrade
Debt / FCF Ratio	15.42	-	-	-	-	8.44	Upgrade
Return on Equity (ROE)	18.25%	15.40%	15.92%	10.81%	4.48%	4.45%	Upgrade
Return on Assets (ROA)	1.97%	1.80%	1.85%	1.20%	0.53%	0.56%	Upgrade
Earnings Yield	11.37%	11.15%	9.65%	10.56%	3.12%	5.47%	Upgrade
FCF Yield	3.60%	-51.26%	-18.99%	-22.97%	-12.14%	15.90%	Upgrade
Dividend Yield	7.43%	39.07%	-	-	8.52%	-	Upgrade
Payout Ratio	84.55%	87.49%	49.18%	9.78%	-	-	Upgrade
Buyback Yield / Dilution	2.77%	-	-	-	0.02%	-0.01%	Upgrade
Total Shareholder Return	10.19%	39.07%	-	-	8.54%	-0.01%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.