Banca Monte dei Paschi di Siena S.p.A. (BMDPF)

BMDPF Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	13,249	14,317	12,539	1,742	2,319
Investment Securities	12,015	11,434	10,220	13,600	17,519
Trading Asset Securities	5,903	6,149	6,610	9,948	9,441
Total Investments	17,918	17,583	16,830	23,548	26,960
Gross Loans	83,482	84,250	85,168	87,979	88,759
Allowance for Loan Losses	-2,183	-2,192	-2,029	-2,385	-2,397
Net Loans	81,298	82,058	83,139	85,594	86,362
Property, Plant & Equipment	2,109	2,229	2,072	2,236	2,088
Goodwill	7.9	7.9	7.9	7.9	7.9
Other Intangible Assets	148.17	170.32	154.75	177.33	176.05
Investments in Real Estate	-	-	303.69	254.24	247.46
Accrued Interest Receivable	-	-	-	516.79	506.99
Other Receivables	2,189	2,210	1,756	1,166	1,084
Restricted Cash	535.01	501.75	524.15	20,745	28,506
Other Current Assets	1,790	694.88	677.67	165.34	168.32
Long-Term Deferred Tax Assets	2,433	1,843	1,498	1,046	1,184
Other Long-Term Assets	910.49	982.13	701.55	633.21	693.74
Total Assets	122,602	122,614	120,235	137,869	150,345
Accounts Payable	191.75	195.62	197.85	277.49	300.28
Accrued Expenses	854.69	1,046	1,283	417.37	613.54
Interest Bearing Deposits	15,980	18,883	24,575	36,343	33,738
Non-Interest Bearing Deposits	66,408	65,735	65,982	66,277	68,520
Total Deposits	82,388	84,618	90,558	102,620	102,258
Short-Term Borrowings	8,795	8,049	2,832	8,469	16,060
Current Portion of Leases	46.46	43.91	49.13	43.27	50.85
Current Income Taxes Payable	1.28	3.6	0.02	0.01	0.01
Other Current Liabilities	2,639	1,885	2,592	3,118	4,559
Long-Term Debt	12,867	13,625	11,425	12,966	16,896
Long-Term Leases	120.07	147.25	162.07	182.9	171.88
Pension & Post-Retirement Benefits	72.99	75.37	96.8	189.06	199.53
Long-Term Deferred Tax Liabilities	4.34	5.46	6.62	7.04	4.08
Other Long-Term Liabilities	2,972	2,940	3,172	3,403	3,459
Total Liabilities	110,952	112,635	112,374	131,695	144,572
Common Stock	7,453	7,453	7,453	9,195	9,195
Retained Earnings	4,138	2,629	-178.36	-3,211	-3,523
Treasury Stock	-	-	-	-	-313.71
Comprehensive Income & Other	57.22	-104.16	584.9	188.41	412.89
Total Common Equity	11,649	9,978	7,860	6,173	5,772
Minority Interest	0.34	0.65	0.94	1.35	1.31
Shareholders' Equity	11,649	9,979	7,861	6,174	5,773
Total Liabilities & Equity	122,602	122,614	120,235	137,869	150,345
Total Debt	21,829	21,865	14,468	21,662	33,178
Net Cash (Debt)	5,279	5,904	8,805	-3,992	-11,861
Net Cash Growth	-10.59%	-32.95%	-	-	-
Net Cash Per Share	4.19	4.69	41.96	-404.82	-1085.89
Filing Date Shares Outstanding	1,260	1,260	1,260	10.02	9.66
Total Common Shares Outstanding	1,260	1,260	1,260	10.02	9.66
Book Value Per Share	9.25	7.92	6.24	615.78	597.40
Tangible Book Value	11,493	9,800	7,697	5,987	5,588
Tangible Book Value Per Share	9.12	7.78	6.11	597.31	578.36

Source: S&P Global Market Intelligence. Banks template. Financial Sources.