Bimini Capital Management, Inc. (BMNM)

Bimini Capital Management Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	7.35	6.66	4.34	3.16	4.26	5.52
Total Interest Expense	7.26	7.54	5.42	2.13	1.11	2.22
Net Interest Income	0.09	-0.88	-1.08	1.02	3.15	3.29
Gain (Loss) on Sale of Investments	-1.3	-1.24	-1.4	-13.01	-4.9	-5.05
Other Revenue	1.05	2.41	-0.47	0.87	0.15	-5.23
Revenue Before Loan Losses	15.07	13.07	10.64	1.87	8.19	-0.19
Revenue	15.07	13.07	10.64	1.87	8.19	-0.19
Revenue Growth (YoY)	14.85%	22.77%	468.13%	-77.13%	-	-
Salaries & Employee Benefits	7.45	7.29	6.86	6.53	5.72	4.24
Cost of Services Provided	4.08	3.97	3.64	3.31	2.56	2.43
Total Operating Expenses	11.53	11.26	10.5	9.84	8.29	6.67
Operating Income	3.54	1.81	0.15	-7.97	-0.09	-6.86
EBT Excluding Unusual Items	3.54	1.81	0.15	-7.97	-0.09	-6.86
Pretax Income	3.54	1.81	0.15	-7.97	-0.09	-6.86
Income Tax Expense	2.62	3.12	4.13	11.86	-0.37	-1.37
Earnings From Continuing Ops.	0.92	-1.31	-3.98	-19.82	0.28	-5.49
Net Income	0.92	-1.31	-3.98	-19.82	0.28	-5.49
Net Income to Common	0.92	-1.31	-3.98	-19.82	0.28	-5.49
Shares Outstanding (Basic)	10	10	10	10	11	12
Shares Outstanding (Diluted)	10	10	10	10	11	12
Shares Change (YoY)	-	-0.10%	-3.63%	-7.16%	-3.52%	-4.67%
EPS (Basic)	0.09	-0.13	-0.40	-1.90	0.02	-0.47
EPS (Diluted)	0.09	-0.13	-0.40	-1.90	0.02	-0.47
Free Cash Flow	4.96	3.19	1.7	5.43	5.53	1.3
Free Cash Flow Per Share	0.49	0.32	0.17	0.52	0.49	0.11
Operating Margin	23.48%	13.85%	1.38%	-425.10%	-1.13%	-
Profit Margin	6.08%	-10.00%	-37.42%	-1057.98%	3.36%	-
Free Cash Flow Margin	32.89%	24.43%	15.96%	289.83%	67.54%	-
Effective Tax Rate	74.11%	172.16%	2803.08%	-	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.