Bimini Capital Management, Inc. (BMNM)

Bimini Capital Management Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	7.13	6.66	4.34	3.16	4.26
Total Interest Expense	6.81	7.54	5.42	2.13	1.11
Net Interest Income	0.32	-0.88	-1.08	1.02	3.15
Gain (Loss) on Sale of Investments	2.14	-1.24	-1.4	-13.01	-4.9
Other Revenue	-1.93	2.41	-0.47	0.87	0.15
Revenue Before Loan Losses	17.1	13.07	10.64	1.87	8.19
Revenue	17.1	13.07	10.64	1.87	8.19
Revenue Growth (YoY)	30.82%	22.77%	468.13%	-77.13%	-
Salaries & Employee Benefits	8.31	7.29	6.86	6.53	5.72
Cost of Services Provided	4.29	3.97	3.64	3.31	2.56
Total Operating Expenses	12.6	11.26	10.5	9.84	8.29
Operating Income	4.49	1.81	0.15	-7.97	-0.09
EBT Excluding Unusual Items	4.49	1.81	0.15	-7.97	-0.09
Pretax Income	4.49	1.81	0.15	-7.97	-0.09
Income Tax Expense	-1.31	3.12	4.13	11.86	-0.37
Net Income	5.8	-1.31	-3.98	-19.82	0.28
Net Income to Common	5.8	-1.31	-3.98	-19.82	0.28
Shares Outstanding (Basic)	10	10	10	10	11
Shares Outstanding (Diluted)	10	10	10	10	11
Shares Change (YoY)	-	-0.10%	-3.63%	-7.16%	-3.52%
EPS (Basic)	0.58	-0.13	-0.40	-1.90	0.02
EPS (Diluted)	0.58	-0.13	-0.40	-1.90	0.02
Free Cash Flow	2.88	3.19	1.7	5.43	5.53
Free Cash Flow Per Share	0.29	0.32	0.17	0.52	0.49
Operating Margin	26.28%	13.85%	1.38%	-425.10%	-1.13%
Profit Margin	33.93%	-10.00%	-37.42%	-1057.98%	3.36%
Free Cash Flow Margin	16.86%	24.43%	15.96%	289.83%	67.54%
Effective Tax Rate	-	172.16%	2803.08%	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.