BNCCORP, Inc. (BNCC)
OTCMKTS
· Delayed Price · Currency is USD
29.85
+1.35 (4.74%)
Apr 23, 2025, 9:56 AM EDT
BNCCORP Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 38.18 | 35.58 | 27.75 | 29.22 | 31.36 | Upgrade
|
| Interest Income on Investments | 8.28 | 7.7 | 5.86 | 4.24 | 5.19 | Upgrade
|
| Total Interest Income | 46.46 | 43.28 | 33.61 | 33.46 | 36.55 | Upgrade
|
| Interest Paid on Deposits | 14.36 | 9.95 | 2.16 | 1.9 | 3.85 | Upgrade
|
| Interest Paid on Borrowings | 1.04 | 1.02 | 0.49 | 0.24 | 0.39 | Upgrade
|
| Total Interest Expense | 15.4 | 10.97 | 2.66 | 2.14 | 4.24 | Upgrade
|
| Net Interest Income | 31.06 | 32.31 | 30.96 | 31.32 | 32.31 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.88% | 4.37% | -1.16% | -3.06% | 12.51% | Upgrade
|
| Trust Income | 2.04 | 1.95 | 1.98 | 2.21 | 1.79 | Upgrade
|
| Mortgage Banking Activities | - | 3.77 | 11.46 | 37.77 | 79.89 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.03 | -0.14 | -0.02 | -0.06 | -0.01 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 0.01 | - | - | 1.13 | Upgrade
|
| Other Non-Interest Income | 3.84 | 4.26 | 5.43 | 4.05 | 3.05 | Upgrade
|
| Total Non-Interest Income | 5.86 | 9.86 | 19.11 | 44.63 | 85.95 | Upgrade
|
| Non-Interest Income Growth (YoY) | -40.54% | -48.40% | -57.18% | -48.07% | 195.03% | Upgrade
|
| Revenues Before Loan Losses | 36.92 | 42.17 | 50.07 | 75.95 | 118.25 | Upgrade
|
| Provision for Loan Losses | 0.64 | 0.82 | -0.15 | -0.35 | 2.67 | Upgrade
|
| Revenue | 36.29 | 41.36 | 50.22 | 76.3 | 115.58 | Upgrade
|
| Revenue Growth (YoY) | -12.26% | -17.65% | -34.18% | -33.99% | 102.26% | Upgrade
|
| Salaries and Employee Benefits | 14.68 | 17.25 | 20.84 | 24.76 | 28.9 | Upgrade
|
| Occupancy Expenses | 1.09 | 1.09 | 1.23 | 1.27 | 1.4 | Upgrade
|
| Federal Deposit Insurance | 0.54 | 0.47 | 0.47 | 0.48 | 0.3 | Upgrade
|
| Selling, General & Administrative | 7.58 | 12.74 | 16.17 | 17.48 | 20.9 | Upgrade
|
| Other Non-Interest Expense | 2.14 | 2.49 | 3.18 | 3.61 | 5.6 | Upgrade
|
| Total Non-Interest Expense | 26.02 | 34.04 | 41.89 | 47.59 | 57.1 | Upgrade
|
| EBT Excluding Unusual Items | 10.26 | 7.32 | 8.33 | 28.71 | 58.49 | Upgrade
|
| Pretax Income | 10.26 | 7.32 | 8.33 | 28.71 | 58.49 | Upgrade
|
| Income Tax Expense | 2.34 | 1.61 | 1.83 | 6.75 | 13.87 | Upgrade
|
| Net Income | 7.93 | 5.71 | 6.5 | 21.96 | 44.61 | Upgrade
|
| Net Income to Common | 7.93 | 5.71 | 6.5 | 21.96 | 44.61 | Upgrade
|
| Net Income Growth | 38.97% | -12.23% | -70.39% | -50.79% | 335.90% | Upgrade
|
| Basic Shares Outstanding | 4 | 4 | 4 | 4 | 4 | Upgrade
|
| Diluted Shares Outstanding | 4 | 4 | 4 | 4 | 4 | Upgrade
|
| Shares Change (YoY) | -0.88% | 0.15% | 0.16% | 0.12% | 0.20% | Upgrade
|
| EPS (Basic) | 2.24 | 1.59 | 1.82 | 6.15 | 12.52 | Upgrade
|
| EPS (Diluted) | 2.23 | 1.59 | 1.82 | 6.15 | 12.52 | Upgrade
|
| EPS Growth | 40.25% | -12.58% | -70.43% | -50.88% | 334.72% | Upgrade
|
| Effective Tax Rate | 22.76% | 22.02% | 21.96% | 23.52% | 23.72% | Upgrade
|
Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.