BNCCORP, Inc. (BNCC)
OTCMKTS · Delayed Price · Currency is USD
31.80
-0.20 (-0.62%)
Aug 20, 2026, 2:57 PM EST
BNCCORP Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 173.6 | 211.45 | 100.82 | 102.45 | 73.97 | 188.06 |
Investment Securities | 105.39 | 24.4 | 25.94 | 43.1 | 44.85 | 51.7 |
Mortgage-Backed Securities | - | 90.27 | 103.58 | 116.68 | 130.03 | 157.28 |
Total Investments | 105.39 | 114.67 | 129.52 | 159.77 | 174.88 | 208.98 |
Gross Loans | 730.15 | 738.7 | 698.72 | 668.81 | 616.65 | 529.79 |
Allowance for Loan Losses | -8.61 | -10.32 | -9.22 | -9.28 | -8.83 | -9.08 |
Net Loans | 721.54 | 728.38 | 689.5 | 659.52 | 607.81 | 520.71 |
Property, Plant & Equipment | 10.7 | 10.63 | 11.51 | 11.89 | 13.29 | 14.64 |
Loans Held for Sale | - | - | - | - | 37.76 | 80.92 |
Accrued Interest Receivable | 3.89 | 4.4 | 4.11 | 4.21 | 3.31 | 2.59 |
Other Receivables | - | 0.57 | 0.54 | 0.49 | 0.48 | 0.54 |
Other Real Estate Owned & Foreclosed | 0.05 | - | - | - | - | - |
Other Long-Term Assets | 31.32 | 29.52 | 30.11 | 29.3 | 30.57 | 29.64 |
Total Assets | 1,046 | 1,100 | 966.68 | 968.21 | 943.32 | 1,047 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 2.02 | 2.88 | 2.83 | 4.11 | 5.48 | 7.3 |
Interest Bearing Deposits | 722.76 | 769.98 | 644.64 | 632.16 | 597.45 | 702.07 |
Institutional Deposits | - | 24.2 | 20.4 | 20.6 | 14.9 | 18 |
Non-Interest Bearing Deposits | 189.13 | 177.62 | 172.46 | 184.44 | 207.23 | 186.6 |
Total Deposits | 911.89 | 971.8 | 837.5 | 837.2 | 819.58 | 906.67 |
Current Portion of Leases | - | 0.38 | - | - | 0.64 | - |
Accrued Interest Payable | 1.6 | 1.64 | 1.25 | 0.94 | 0.31 | 0.23 |
Other Current Liabilities | - | - | 14.3 | - | - | - |
Long-Term Leases | 0.55 | 0.19 | 0.7 | 1.05 | 1.02 | 2.3 |
Trust Preferred Securities | 15.46 | 15.46 | 15.46 | 15.46 | 15 | 15 |
Other Long-Term Liabilities | 4.49 | 1.35 | 0.97 | 1.03 | 0.94 | 0.89 |
Total Liabilities | 936.01 | 993.7 | 873.01 | 859.79 | 842.98 | 932.39 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
Additional Paid-In Capital | 27.32 | 27.23 | 26.9 | 26.57 | 26.4 | 26.07 |
Retained Earnings | 91.51 | 87.44 | 78.67 | 93.19 | 87.58 | 87.38 |
Treasury Stock | -2.72 | -2.75 | -2.7 | -1.53 | -1.62 | -1.65 |
Comprehensive Income & Other | -5.66 | -5.45 | -9.24 | -9.85 | -12.04 | 3.15 |
Shareholders' Equity | 110.48 | 106.51 | 93.67 | 108.42 | 100.35 | 114.99 |
Total Liabilities & Equity | 1,046 | 1,100 | 966.68 | 968.21 | 943.32 | 1,047 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 16.01 | 16.04 | 16.16 | 16.51 | 16.66 | 17.3 |
Net Cash (Debt) | 157.59 | 195.42 | 84.65 | 85.94 | 57.31 | 170.76 |
Net Cash Growth | 478.80% | 130.85% | -1.50% | 49.96% | -66.44% | - |
Net Cash Per Share | 44.48 | 55.17 | 23.85 | 24.00 | 16.03 | 47.84 |
Filing Date Shares Outstanding | 3.52 | 3.52 | 3.52 | 3.57 | 3.56 | 3.55 |
Total Common Shares Outstanding | 3.52 | 3.52 | 3.52 | 3.57 | 3.56 | 3.55 |
Book Value Per Share | 31.36 | 30.26 | 26.60 | 30.38 | 28.19 | 32.35 |
Tangible Book Value | 110.48 | 106.51 | 93.67 | 108.42 | 100.35 | 114.99 |
Tangible Book Value Per Share | 31.36 | 30.26 | 26.60 | 30.38 | 28.19 | 32.35 |