BNCCORP, Inc. (BNCC)

BNCCORP Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	102.85	100.82	102.45	73.97	188.06	12.44
Investment Securities	127.82	25.94	43.1	44.85	51.7	51.94
Mortgage-Backed Securities	-	103.58	116.68	130.03	157.28	131.78
Total Investments	127.82	129.52	159.77	174.88	208.98	183.72
Gross Loans	699.27	698.72	668.81	616.65	529.79	571.13
Allowance for Loan Losses	-9.31	-9.22	-9.28	-8.83	-9.08	-10.32
Other Adjustments to Gross Loans	-	-	-	-	-	-0.24
Net Loans	689.96	689.5	659.52	607.81	520.71	560.57
Property, Plant & Equipment	11.15	11.51	11.89	13.29	14.64	16.85
Loans Held for Sale	-	-	-	37.76	80.92	250.08
Accrued Interest Receivable	3.98	4.11	4.21	3.31	2.59	4.72
Other Receivables	-	0.54	0.49	0.48	0.54	0.49
Other Long-Term Assets	30.81	30.11	29.3	30.57	29.64	42.87
Total Assets	966.58	966.68	968.21	943.32	1,047	1,074
Accrued Expenses	1.48	2.83	4.11	5.48	7.3	13.34
Interest Bearing Deposits	679.34	644.64	632.16	597.45	702.07	660.89
Institutional Deposits	-	20.4	20.6	14.9	18	24.6
Non-Interest Bearing Deposits	169.5	172.46	184.44	207.23	186.6	167.67
Total Deposits	848.85	837.5	837.2	819.58	906.67	853.16
Short-Term Borrowings	-	-	-	-	-	6.39
Current Portion of Leases	-	0.35	-	0.64	-	-
Accrued Interest Payable	1.34	1.25	0.94	0.31	0.23	0.56
Other Current Liabilities	-	14.3	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	30.9
Long-Term Leases	0.6	0.35	1.05	1.02	2.3	2.62
Trust Preferred Securities	15.46	15.46	15.46	15	15	15
Other Long-Term Liabilities	1.53	0.97	1.03	0.94	0.89	33.94
Total Liabilities	869.26	873.01	859.79	842.98	932.39	955.9
Common Stock	0.04	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	27.1	26.9	26.57	26.4	26.07	25.87
Retained Earnings	80.43	78.67	93.19	87.58	87.38	86.99
Treasury Stock	-2.67	-2.7	-1.53	-1.62	-1.65	-1.85
Comprehensive Income & Other	-7.59	-9.24	-9.85	-12.04	3.15	7.18
Total Common Equity	97.32	93.67	108.42	100.35	114.99	118.23
Shareholders' Equity	97.32	93.67	108.42	100.35	114.99	118.23
Total Liabilities & Equity	966.58	966.68	968.21	943.32	1,047	1,074
Total Debt	16.06	16.16	16.51	16.66	17.3	54.91
Net Cash (Debt)	86.79	84.65	85.94	57.31	170.76	-42.47
Net Cash Growth	51.80%	-1.50%	49.96%	-66.44%	-	-
Net Cash Per Share	24.54	23.85	24.00	16.03	47.84	-11.91
Filing Date Shares Outstanding	3.52	3.52	3.57	3.56	3.55	3.54
Total Common Shares Outstanding	3.52	3.52	3.57	3.56	3.55	3.54
Book Value Per Share	27.62	26.60	30.38	28.19	32.35	33.39
Tangible Book Value	97.32	93.67	108.42	100.35	114.99	118.23
Tangible Book Value Per Share	27.62	26.60	30.38	28.19	32.35	33.39

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.