BNCCORP, Inc. (BNCC)

BNCCORP Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	107	114	103	106	158	160
Market Cap Growth	28.96%	10.56%	-3.40%	-32.67%	-1.28%	30.69%
Last Close Price	30.50	32.10	23.40	24.26	34.39	25.45
PE Ratio	13.09	14.35	18.03	16.38	7.20	3.59
PS Ratio	2.92	3.13	2.49	2.12	2.07	1.39
PB Ratio	1.07	1.21	0.95	1.06	1.38	1.36
P/FCF Ratio	9.96	13.69	2.23	1.89	0.76	-
P/OCF Ratio	9.55	12.15	2.21	1.87	0.76	-
Debt / Equity Ratio	0.16	0.17	0.15	0.17	0.15	0.46
Debt / FCF Ratio	1.49	1.95	0.36	0.30	0.08	-
Return on Equity (ROE)	8.17%	7.85%	5.46%	6.04%	18.83%	41.60%
Return on Assets (ROA)	0.89%	0.82%	0.60%	0.65%	2.07%	4.37%
Earnings Yield	7.70%	6.97%	5.55%	6.10%	13.88%	27.85%
FCF Yield	10.04%	7.31%	44.80%	52.88%	131.40%	-34.71%
Payout Ratio	172.84%	-	-	96.97%	228.87%	-
Buyback Yield / Dilution	0.88%	0.88%	-0.15%	-0.16%	-0.12%	-0.20%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.