BNCCORP, Inc. (BNCC)

BNCCORP Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 16, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	122	114	103	106	158	160
Market Cap Growth	39.32%	10.56%	-3.40%	-32.67%	-1.28%	30.69%
Last Close Price	34.60	32.10	23.40	24.26	34.39	25.45
PE Ratio	13.89	14.35	18.03	16.38	7.20	3.59
PS Ratio	3.21	3.13	2.49	2.12	2.07	1.39
PB Ratio	1.18	1.21	0.95	1.06	1.38	1.36
P/FCF Ratio	10.93	13.69	2.23	1.89	0.76	-
P/OCF Ratio	10.43	12.15	2.21	1.87	0.76	-
Debt / Equity Ratio	0.16	0.17	0.15	0.17	0.15	0.46
Debt / FCF Ratio	1.45	1.95	0.36	0.30	0.08	-
Return on Equity (ROE)	8.36%	7.85%	5.46%	6.04%	18.83%	41.60%
Return on Assets (ROA)	0.92%	0.82%	0.60%	0.65%	2.07%	4.37%
Earnings Yield	7.25%	6.97%	5.55%	6.10%	13.88%	27.85%
FCF Yield	9.15%	7.31%	44.80%	52.88%	131.40%	-34.71%
Payout Ratio	-	-	-	96.97%	228.87%	-
Buyback Yield / Dilution	0.50%	0.88%	-0.15%	-0.16%	-0.12%	-0.20%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.