BNP Paribas Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	71,532	83,020	79,542	41,082	29,518
Interest Paid on Deposits	50,329	63,496	60,484	20,149	10,280
Net Interest Income	21,203	19,524	19,058	20,933	19,238
Net Interest Income Growth (YoY)	8.60%	2.44%	-8.96%	8.81%	-0.25%
Gain (Loss) on Sale of Assets	-56	-191	-104	-253	834
Gain (Loss) on Sale of Investments	-	-213	-435	-698	504
Gain (Loss) on Sale of Equity Investments	2	1	-6	-3	1
Other Non-Interest Income	30,018	29,616	27,218	25,293	24,019
Total Non-Interest Income	29,964	29,213	26,673	24,339	25,358
Non-Interest Income Growth (YoY)	2.57%	9.52%	9.59%	-4.02%	7.80%
Revenues Before Loan Losses	51,167	48,737	45,731	45,272	44,596
Provision for Loan Losses	3,350	2,999	2,907	2,799	2,971
Revenue	47,817	45,738	42,824	42,473	41,625
Revenue Growth (YoY)	4.54%	6.80%	0.83%	2.04%	11.25%
Salaries and Employee Benefits	-	-	-	-	15,290
Occupancy Expenses	2,367	2,356	2,224	2,304	2,336
Selling, General & Administrative	1,110	646	589	498	597
Other Non-Interest Expense	28,096	27,456	28,985	27,157	11,235
Total Non-Interest Expense	30,796	29,757	31,205	29,304	28,964
EBT Excluding Unusual Items	17,021	15,981	11,619	13,169	12,661
Asset Writedown	-4	-34	-19	-	-8
Legal Settlements	-	-	125	-	-
Other Unusual Items	-	-	-	-204	-
Pretax Income	17,065	16,188	11,725	13,214	12,744
Income Tax Expense	4,207	4,001	3,266	3,653	3,584
Earnings From Continuing Operations	12,858	12,187	8,459	9,561	9,160
Earnings From Discontinued Operations	-	-	2,947	687	720
Minority Interest in Earnings	-633	-499	-431	-400	-392
Net Income	12,225	11,688	10,975	9,848	9,488
Preferred Dividends & Other Adjustments	705	845	677	575	436
Net Income to Common	11,520	10,843	10,298	9,273	9,052
Net Income Growth	4.59%	6.50%	11.44%	3.79%	34.26%
Basic Shares Outstanding	1,119	1,133	1,200	1,233	1,247
Diluted Shares Outstanding	1,119	1,133	1,200	1,233	1,247
Shares Change (YoY)	-1.22%	-5.59%	-2.65%	-1.13%	-0.07%
EPS (Basic)	10.29	9.57	8.58	7.52	7.26
EPS (Diluted)	10.29	9.57	8.58	7.52	7.26
EPS Growth	7.55%	11.58%	14.07%	3.58%	36.67%
Dividend Per Share	5.160	4.790	4.600	3.900	3.670
Dividend Growth	7.72%	4.13%	17.95%	6.27%	37.97%
Effective Tax Rate	24.65%	24.72%	27.86%	27.64%	28.12%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.