Banco Comercial Português Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	4,379	4,716	4,371	2,737	1,709
Interest Income on Investments	1	1.02	1.78	10.09	0.94
Total Interest Income	4,380	4,717	4,373	2,747	1,710
Interest Paid on Deposits	1,481	1,885	1,546	587.46	120.52
Net Interest Income	2,899	2,832	2,828	2,160	1,590
Net Interest Income Growth (YoY)	2.37%	0.15%	30.91%	35.88%	3.46%
Income From Trading Activities	106	-	-	-	-
Gain (Loss) on Sale of Assets	-	22.7	10.27	10.45	2.37
Gain (Loss) on Sale of Investments	-	9.27	120.75	15.09	49.08
Gain (Loss) on Sale of Equity Investments	62	-	-	-	-
Other Non-Interest Income	749	711.32	763.19	671.21	719.68
Total Non-Interest Income	917	743.29	894.22	696.76	767.41
Non-Interest Income Growth (YoY)	23.37%	-16.88%	28.34%	-9.21%	6.86%
Revenues Before Loan Losses	3,816	3,575	3,722	2,857	2,357
Provision for Loan Losses	199	215.2	247.99	300.83	352.83
Revenue	3,617	3,360	3,474	2,556	2,004
Revenue Growth (YoY)	7.65%	-3.28%	35.92%	27.53%	15.10%
Salaries and Employee Benefits	768.7	698.5	609.76	562.58	563.27
Occupancy Expenses	156	144.8	137.5	-	137.16
Amortization of Goodwill & Intangibles	-	-	-	139.25	-
Selling, General & Administrative	467	440.47	393.25	352.96	324.17
Other Non-Interest Expense	1	113.49	73.46	65.82	99.6
Total Non-Interest Expense	1,393	1,343	1,163	1,139	1,120
EBT Excluding Unusual Items	2,224	2,017	2,311	1,417	883.67
Asset Writedown	-626	-0.18	-	-	-
Legal Settlements	-	-583.68	-781.93	-567.37	-634.59
Other Unusual Items	-28.3	-81.52	-34.43	-325.87	-6.85
Pretax Income	1,570	1,341	1,488	418.35	157.74
Income Tax Expense	409	341.25	537.37	304.32	203.63
Earnings From Continuing Operations	1,161	1,000	950.46	114.03	-45.89
Earnings From Discontinued Operations	-	0.32	-2.85	5.54	70.88
Minority Interest in Earnings	-142	-94.11	-91.56	77.82	113.09
Net Income	1,019	906.38	856.05	197.39	138.08
Preferred Dividends & Other Adjustments	-	33.63	37	37	37
Net Income to Common	1,019	872.75	819.05	160.39	101.08
Net Income Growth	12.43%	5.88%	333.69%	42.95%	-24.55%
Basic Shares Outstanding	14,805	15,114	15,114	15,114	15,114
Diluted Shares Outstanding	14,805	15,114	15,114	15,114	15,114
Shares Change (YoY)	-2.05%	-	-	-	-
EPS (Basic)	0.07	0.06	0.05	0.01	0.01
EPS (Diluted)	0.07	0.06	0.05	0.01	0.01
EPS Growth	19.20%	7.31%	419.11%	55.02%	-30.78%
Dividend Per Share	-	0.030	0.017	-	0.001
Dividend Growth	-	76.47%	-	-	-
Effective Tax Rate	26.05%	25.44%	36.12%	72.74%	129.09%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.