Banco Comercial Português, S.A. (BPCGF)

Banco Comercial Português Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	5,589	1,026	806.49	963.56	842.39
Investment Securities	35,063	30,173	22,303	22,646	20,171
Trading Asset Securities	1,833	982	1,018	1,179	1,404
Total Investments	36,895	31,155	23,321	23,825	21,575
Gross Loans	58,252	54,968	56,255	57,070	54,786
Allowance for Loan Losses	-3,296	-1,583	-1,502	-1,849	-2,037
Net Loans	54,956	53,386	54,752	55,221	52,750
Property, Plant & Equipment	619.15	606.45	574.7	600.72	640.83
Goodwill	-	44.52	41.34	147.5	148.2
Other Intangible Assets	275.97	178.58	141.35	108.71	97.75
Investments in Real Estate	24.18	39.1	15.22	2.87	7.91
Accrued Interest Receivable	-	80.09	69.61	69.35	64.32
Other Receivables	21.16	293.44	333.59	346.5	359.65
Restricted Cash	-	3,857	5,429	7,332	5,003
Other Current Assets	45.25	114.5	120.01	468.88	414.48
Long-Term Deferred Tax Assets	2,253	2,554	2,939	2,688	2,634
Other Real Estate Owned & Foreclosed	-	265.56	469.86	748.32	978.46
Other Long-Term Assets	1,464	779.68	863.85	382.33	198.41
Total Assets	102,144	94,380	89,877	92,905	85,715
Accounts Payable	-	57.65	35.65	39.35	31.72
Accrued Expenses	-	65.83	59.9	55.97	59.08
Interest Bearing Deposits	82,862	32,454	26,973	20,367	20,697
Non-Interest Bearing Deposits	-	45,202	48,841	49,153	42,920
Total Deposits	82,862	77,656	75,813	69,520	63,617
Short-Term Borrowings	218.67	422.33	625.8	701.63	693.27
Current Portion of Long-Term Debt	-	0.31	2.01	1,035	500.72
Current Portion of Leases	-	20.73	20.4	22.25	25.31
Current Income Taxes Payable	136.01	197.09	23.68	20.43	14.83
Accrued Interest Payable	-	169.84	163.84	148.52	142.75
Other Current Liabilities	-	631.12	565.39	373.43	379.2
Long-Term Debt	4,956	5,779	5,059	12,646	11,715
Long-Term Leases	-	194.99	164.76	189.1	213.56
Long-Term Unearned Revenue	-	10.42	10.16	9.54	14.37
Long-Term Deferred Tax Liabilities	7.43	8.8	11.71	16.93	7.24
Other Long-Term Liabilities	5,770	1,866	1,384	1,065	915.31
Total Liabilities	93,951	87,080	83,940	85,843	78,329
Common Stock	3,000	3,000	3,000	4,725	4,725
Additional Paid-In Capital	16.47	16.47	16.47	16.47	16.47
Retained Earnings	1,291	1,172	465.92	397.61	437.48
Treasury Stock	-	-	-	-	-0.04
Comprehensive Income & Other	2,788	2,123	1,672	980.3	1,042
Total Common Equity	7,095	6,312	5,155	6,119	6,221
Minority Interest	1,098	987.43	782.11	942.67	1,165
Shareholders' Equity	8,193	7,299	5,937	7,062	7,386
Total Liabilities & Equity	102,144	94,380	89,877	92,905	85,715
Total Debt	5,175	6,418	5,872	14,594	13,148
Net Cash (Debt)	2,247	-4,410	-4,048	-12,276	-10,517
Net Cash Per Share	0.14	-0.29	-0.27	-0.81	-0.70
Filing Date Shares Outstanding	17,167	15,114	15,114	15,114	15,114
Total Common Shares Outstanding	17,167	15,114	15,114	15,114	15,114
Book Value Per Share	0.41	0.39	0.31	0.40	0.41
Tangible Book Value	6,819	6,089	4,972	5,863	5,975
Tangible Book Value Per Share	0.40	0.38	0.30	0.39	0.40

Source: S&P Capital IQ. Banks template. Financial Sources.