Banque Cantonale Vaudoise Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	10,053	10,614	12,602	12,916	12,600	11,550
Investment Securities	7,824	7,247	6,181	6,785	5,674	5,222
Trading Asset Securities	858	827	948	1,366	568	633
Total Investments	8,682	8,074	7,129	8,151	6,242	5,855
Gross Loans	41,161	40,256	38,003	36,718	35,677	33,943
Allowance for Loan Losses	-	-90	-95	-92	-95	-94
Net Loans	41,161	40,166	37,908	36,626	35,582	33,849
Property, Plant & Equipment	365	260	236	241	251	248
Goodwill	-	-	-	-	-	2
Other Intangible Assets	-	82	90	76	80	84
Investments in Real Estate	-	37	55	59	62	80
Accrued Interest Receivable	112	113	122	70	67	87
Other Receivables	734	1,149	677	1,203	984	1,365
Other Real Estate Owned & Foreclosed	-	36	36	35	69	53
Other Long-Term Assets	112	98	15	20	15	13
Total Assets	61,219	60,629	58,870	59,397	55,952	53,186
Accrued Expenses	198	250	216	165	145	152
Interest Bearing Deposits	38,565	8,054	36,475	38,395	38,195	35,424
Non-Interest Bearing Deposits	-	29,618	-	-	-	-
Total Deposits	38,565	37,672	36,475	38,395	38,195	35,424
Short-Term Borrowings	4,727	6,390	3,535	2,464	3,071	4,079
Current Portion of Long-Term Debt	-	3,539	5,953	5,975	3,378	2,948
Other Current Liabilities	1	1	2	3	2	1
Long-Term Debt	13,881	8,794	8,445	7,942	7,315	6,913
Long-Term Deferred Tax Liabilities	-	1	1	1	1	1
Other Long-Term Liabilities	85	55	388	739	201	94
Total Liabilities	57,457	56,702	55,015	55,684	52,308	49,612
Common Stock	86	86	86	86	86	86
Retained Earnings	3,657	3,821	3,750	3,608	3,538	3,469
Treasury Stock	-15	-13	-14	-14	-15	-15
Comprehensive Income & Other	34	33	33	33	35	34
Shareholders' Equity	3,762	3,927	3,855	3,713	3,644	3,574
Total Liabilities & Equity	61,219	60,629	58,870	59,397	55,952	53,186
Total Debt	18,608	18,723	17,933	16,381	13,764	13,940
Net Cash (Debt)	-7,697	-7,282	-4,383	-2,020	-438	-1,521
Net Cash Per Share	-	-84.80	-51.05	-23.53	-5.10	-17.72
Filing Date Shares Outstanding	-	85.91	85.89	85.88	85.87	85.86
Total Common Shares Outstanding	-	85.91	85.89	85.88	85.87	85.86
Book Value Per Share	-	45.71	44.88	43.23	42.44	41.62
Tangible Book Value	3,762	3,845	3,765	3,637	3,564	3,488
Tangible Book Value Per Share	-	44.76	43.84	42.35	41.50	40.62

Source: S&P Global Market Intelligence. Banks template. Financial Sources.