BAWAG Group AG (BWAGF)

BAWAG Group AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,213	139	138	110	173	564
Investment Securities	6,309	7,093	6,492	6,726	7,821	5,788
Trading Asset Securities	24	40	-125	341	870	755
Total Investments	6,333	7,133	6,367	7,067	8,691	6,543
Gross Loans	32,617	33,908	36,323	35,462	32,606	30,788
Allowance for Loan Losses	-	-380	-428	-398	-372	-225
Other Adjustments to Gross Loans	-	-195	-132	-101	-105	-96
Net Loans	32,617	33,333	35,763	34,963	32,129	30,467
Property, Plant & Equipment	312	259	268	290	332	396
Goodwill	-	122	98	96	94	94
Other Intangible Assets	524	410	424	439	458	475
Investments in Real Estate	-	75	84	104	143	311
Accrued Interest Receivable	-	-	-	-	-	37
Other Receivables	14,373	12,658	12,715	11,195	9,910	5,735
Restricted Cash	-	555	382	1,784	734	860
Other Current Assets	5	743	249	34	181	-
Long-Term Deferred Tax Assets	28	19	18	10	9	8
Other Long-Term Assets	321	2	17	233	268	172
Total Assets	55,726	55,448	56,523	56,325	53,122	45,662
Accrued Expenses	-	16	18	23	33	31
Interest Bearing Deposits	34,429	19,168	22,859	22,963	23,381	19,237
Non-Interest Bearing Deposits	-	15,916	17,778	19,558	16,556	14,232
Total Deposits	34,429	35,084	40,637	42,521	39,937	33,469
Short-Term Borrowings	242	703	481	573	939	1,516
Current Portion of Long-Term Debt	-	-	-	-	202	725
Current Portion of Leases	-	26.5	27.9	26.8	23.9	24.3
Current Income Taxes Payable	70	190	43	131	45	34
Other Current Liabilities	-	482	-	-	-	-
Long-Term Debt	15,317	13,686	10,195	7,379	6,273	4,718
Long-Term Leases	-	154.5	164.1	182.2	202.1	227.7
Pension & Post-Retirement Benefits	-	150	174	221	258	268
Long-Term Deferred Tax Liabilities	139	119	95	93	110	54
Other Long-Term Liabilities	987	667	697	797	745	767
Total Liabilities	51,184	51,278	52,532	51,947	48,768	41,834
Common Stock	3,831	78.5	82.2	88.9	87.9	87.9
Retained Earnings	-	2,603	2,419	2,706	2,713	2,444
Comprehensive Income & Other	711	1,489	1,489	1,578	1,549	1,292
Total Common Equity	4,542	4,170	3,991	4,373	4,350	3,824
Minority Interest	-	-	-	5	4	4
Shareholders' Equity	4,542	4,170	3,991	4,378	4,354	3,828
Total Liabilities & Equity	55,726	55,448	56,523	56,325	53,122	45,662
Total Debt	15,559	14,570	10,868	8,161	7,640	7,211
Net Cash (Debt)	-14,322	-14,391	-10,855	-7,710	-6,597	-5,892
Net Cash Per Share	-180.15	-175.24	-124.06	-86.55	-74.02	-60.16
Filing Date Shares Outstanding	78.51	78.51	82.15	88.86	87.94	87.94
Total Common Shares Outstanding	78.51	78.51	82.15	88.86	87.94	87.94
Book Value Per Share	57.85	53.12	48.58	49.21	49.47	43.49
Tangible Book Value	4,018	3,638	3,469	3,838	3,798	3,255
Tangible Book Value Per Share	51.18	46.34	42.23	43.19	43.19	37.02

Source: S&P Capital IQ. Banks template. Financial Sources.