Carver Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Interest Income	18.43	19.15	22.56	22.79	20.47	15.89
Net Interest Income Growth	-20.44%	-15.12%	-1.00%	11.35%	28.82%	-0.68%
Non-Interest Income	4.31	3.09	6.72	3.6	7.35	6.2
Non-Interest Income Growth	-25.54%	-54.10%	87.01%	-51.12%	18.65%	65.77%
Revenues Before Loan Losses	22.74	22.24	29.28	26.38	27.82	22.09
Provision for Credit Losses	0.43	1.19	0.08	0.1	0.6	-0.1
Revenue	22.31	21.05	29.2	26.28	27.22	22.19
Revenue Growth	-21.23%	-27.93%	11.10%	-3.43%	22.68%	12.52%
Compensation Expenses	15	14.83	13.55	13.19	11.52	11.18
Selling, General & Admin	11.44	11.05	10.05	9.91	8.98	9.15
Other Non-Interest Expenses	8.9	8.91	8.59	7.59	7.57	5.75
Total Non-Interest Expense	35.34	34.79	32.18	30.69	28.06	26.08
Pretax Income	-13.03	-13.74	-2.98	-4.4	-0.85	-3.9
Net Income	-13.03	-13.74	-2.98	-4.4	-0.85	-3.9
Net Income to Common	-13.03	-13.74	-2.98	-4.4	-0.85	-3.9
Net Income Growth	-	-	-	-	-	-
Shares Outstanding (Basic)	5	5	5	4	4	3
Shares Outstanding (Diluted)	5	5	5	4	4	3
Shares Change	-3.43%	6.97%	13.28%	19.20%	5.08%	-7.68%
EPS (Basic)	-2.49	-2.65	-0.61	-1.03	-0.24	-1.14
EPS (Diluted)	-2.49	-2.65	-0.61	-1.03	-0.24	-1.14
EPS Growth	-	-	-	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Free Cash Flow	-9.4	-12.94	-6.93	-10.74	6.96	1.96
Free Cash Flow Growth	-	-	-	-	255.83%	-
Free Cash Flow Per Share	-1.79	-2.50	-1.43	-2.51	1.94	0.57
Profit Margin	-58.39%	-65.30%	-10.19%	-16.74%	-3.11%	-17.56%
FCF Margin	-42.15%	-61.48%	-23.74%	-40.85%	25.57%	8.82%