Carver Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	31.3	30.03	29.65	25.07	21.34
Interest Income on Investments	3.05	4.26	4.37	2.63	1.53
Total Interest Income	34.35	34.28	34.02	27.7	22.87
Interest Paid on Deposits	11.86	13.04	9.08	3.71	1.89
Interest Paid on Borrowings	1.49	2.09	2.38	1.2	0.51
Total Interest Expense	13.35	15.13	11.46	4.91	2.4
Net Interest Income	21	19.15	22.56	22.79	20.47
Net Interest Income Growth	9.65%	-15.12%	-1.00%	11.35%	28.82%
Other Non-Interest Income	3.65	0.89	4.49	1.29	5.21
Total Non-Interest Income	6.31	3.09	6.72	3.6	7.35
Non-Interest Income Growth	104.38%	-54.10%	87.01%	-51.12%	18.65%
Revenues Before Loan Losses	27.31	22.24	29.28	26.38	27.82
Provision for Loan Losses	0.09	1.19	0.08	0.1	0.6
Revenue	27.22	21.05	29.2	26.28	27.22
Revenue Growth	29.33%	-27.93%	11.10%	-3.43%	22.68%
Salaries and Employee Benefits	13.94	14.56	13.33	13.1	11.39
Occupancy Expenses	2.11	2.21	1.77	1.74	1.59
Federal Deposit Insurance	0.96	0.7	0.6	0.39	0.36
Selling, General & Administrative	9.89	9.41	8.87	8.77	8.08
Other Non-Interest Expense	7.16	7.91	7.61	6.69	6.64
Total Non-Interest Expense	34.06	34.79	32.18	30.69	28.06
EBT Excluding Unusual Items	-6.85	-13.74	-2.98	-4.4	-0.85
Pretax Income	-6.85	-13.74	-2.98	-4.4	-0.85
Net Income	-6.85	-13.74	-2.98	-4.4	-0.85
Net Income to Common	-6.85	-13.74	-2.98	-4.4	-0.85
Net Income Growth	-	-	-	-	-
Basic Shares Outstanding	5	5	5	4	4
Diluted Shares Outstanding	5	5	5	4	4
Shares Change	2.36%	6.97%	13.28%	19.20%	5.08%
EPS (Basic)	-1.29	-2.65	-0.61	-1.03	-0.24
EPS (Diluted)	-1.29	-2.65	-0.61	-1.03	-0.24
EPS Growth	-	-	-	-	-