CBTN Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	22.6	26.68	23.82	25.42	24.32
Investment Securities	390.58	393.92	200.37	176.41	169.38
Mortgage-Backed Securities	-	-	204.04	193.99	93.08
Total Investments	390.58	393.92	404.41	370.4	262.47
Gross Loans	1,152	1,031	976.37	806.7	810.04
Allowance for Loan Losses	-	-	-11.97	-10.72	-9.85
Other Adjustments to Gross Loans	-	-	-0.81	-0.49	-0.87
Net Loans	1,152	1,031	963.59	795.49	799.31
Property, Plant & Equipment	19.61	19.93	20.1	20.64	21.23
Goodwill	-	-	18.34	18.34	17.67
Other Intangible Assets	21.81	22.09	1.54	1.83	2.13
Loans Held for Sale	1.03	0.14	0.22	1.94	2.79
Accrued Interest Receivable	-	-	6.16	4.82	5.92
Other Receivables	-	-	0.96	0.46	0.45
Restricted Cash	-	-	2.34	209.41	169.54
Long-Term Deferred Tax Assets	-	-	12.67	0.87	-
Other Real Estate Owned & Foreclosed	-	-	-	0.04	0.04
Other Long-Term Assets	62.15	57.44	28.53	27.31	27.45
Total Assets	1,670	1,552	1,487	1,481	1,337
Interest Bearing Deposits	1,151	1,089	1,018	1,023	939.03
Non-Interest Bearing Deposits	221.94	245.14	263.86	277.09	209.01
Total Deposits	1,373	1,334	1,281	1,300	1,148
Current Portion of Long-Term Debt	-	-	63.6	-	-
Current Portion of Leases	-	-	0	-	-
Accrued Interest Payable	-	-	1.14	1.15	1.74
Long-Term Debt	6.18	9.26	6.89	14.27	16.11
Federal Home Loan Bank Debt, Long-Term	134.91	65.07	11.88	22.9	39.11
Long-Term Leases	-	-	-	0.01	-
Long-Term Deferred Tax Liabilities	-	-	-	-	0.13
Other Long-Term Liabilities	10	9.2	5.02	6.04	5.54
Total Liabilities	1,524	1,417	1,370	1,345	1,211
Common Stock	172.56	160.59	0.29	0.29	0.29
Additional Paid-In Capital	-	-	8.4	7.9	7.74
Retained Earnings	-	-	141.05	126.18	112.96
Comprehensive Income & Other	-26.78	-26.36	-32.79	1.93	5.77
Shareholders' Equity	145.78	134.23	116.96	136.3	126.77
Total Liabilities & Equity	1,670	1,552	1,487	1,481	1,337
Total Debt	141.08	74.33	82.37	37.18	55.22
Net Cash (Debt)	-114.43	-30.74	-58.55	-11.77	-30.9
Net Cash Per Share	-19.24	-5.13	-9.75	-1.97	-5.24
Filing Date Shares Outstanding	5.95	5.99	5.89	5.87	5.87
Total Common Shares Outstanding	5.95	5.99	5.89	5.87	5.87
Book Value Per Share	24.51	22.40	19.86	23.21	21.59
Tangible Book Value	123.98	112.15	97.08	116.13	106.97
Tangible Book Value Per Share	20.84	18.72	16.49	19.78	18.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.