CBTN Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2022	FY 2021	FY 2020
Period Ending	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	18.64	16.74	10.84
Depreciation & Amortization	1.56	1.54	1.22
Other Amortization	0.06	0.1	0.11
Gain (Loss) on Sale of Assets	-	-0.05	0.05
Gain (Loss) on Sale of Investments	0.69	1.61	1.84
Provision for Credit Losses	1.31	1.14	1.36
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.72	0.85	3.96
Accrued Interest Receivable	-1.34	1.09	-0.24
Change in Income Taxes	-0.5	-0.07	-0.47
Change in Other Net Operating Assets	-1.92	-0.69	0.3
Other Operating Activities	0.01	-3.08	-0.65
Operating Cash Flow	20.33	18.74	17.81
Operating Cash Flow Growth	8.49%	5.24%	19.11%
Capital Expenditures	-0.81	-0.72	-1.25
Sale of Property, Plant and Equipment	0.02	0.12	0.01
Cash Acquisitions	-	-	36.79
Investment in Securities	-81.6	-114.93	-13.53
Net Decrease (Increase) in Loans Originated / Sold - Investing	-169.12	3.57	-5.01
Other Investing Activities	-0.15	1.46	0.05
Investing Cash Flow	-251.47	-110.5	17.15
Long-Term Debt Issued	137	-	13
Long-Term Debt Repaid	-91.81	-18.05	-21.59
Net Debt Issued (Repaid)	45.2	-18.05	-8.59
Issuance of Common Stock	0.39	-	-
Common Dividends Paid	-3.76	-3.52	-3.29
Net Increase (Decrease) in Deposit Accounts	-19.35	154.29	126.86
Financing Cash Flow	22.47	132.71	114.97
Net Cash Flow	-208.67	40.96	149.93
Free Cash Flow	19.52	18.02	16.56
Free Cash Flow Growth	8.31%	8.86%	45.00%
Free Cash Flow Margin	35.34%	33.15%	42.08%
Free Cash Flow Per Share	3.25	3.02	2.81
Cash Interest Paid	5.61	7.87	8.5
Cash Income Tax Paid	4.47	3.56	2.88

Source: S&P Global Market Intelligence. Banks template. Financial Sources.