Citizens Bancorp Investment, Inc. (CBTN)
OTCMKTS · Delayed Price · Currency is USD
31.50
0.00 (0.00%)
Jan 16, 2026, 4:00 PM EST

CBTN Statistics

Total Valuation

CBTN has a market cap or net worth of 186.00 million.

Market Cap186.00M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Monday, March 23, 2026.

Earnings Date Mar 23, 2026
Ex-Dividend Date Oct 29, 2025

Share Statistics

CBTN has 5.90 million shares outstanding.

Current Share Class 5.90M
Shares Outstanding 5.90M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 11.54.

PE Ratio 11.54
Forward PE n/a
PS Ratio 3.38
PB Ratio 1.28
P/TBV Ratio 1.50
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.60%.

Return on Equity (ROE) 11.60%
Return on Assets (ROA) 1.01%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CBTN has paid 3.83 million in taxes.

Income Tax 3.83M
Effective Tax Rate 19.06%

Stock Price Statistics

The stock price has increased by +16.67% in the last 52 weeks. The beta is 0.07, so CBTN's price volatility has been lower than the market average.

Beta (5Y) 0.07
52-Week Price Change +16.67%
50-Day Moving Average 29.15
200-Day Moving Average n/a
Relative Strength Index (RSI) 68.41
Average Volume (20 Days) 767

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.03

Income Statement

In the last 12 months, CBTN had revenue of 55.01 million and earned 16.24 million in profits. Earnings per share was 2.73.

Revenue55.01M
Gross Profit 55.01M
Operating Income 20.06M
Pretax Income 20.06M
Net Income 16.24M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2.73
Full Income Statement

Balance Sheet

The company has 26.65 million in cash and 141.08 million in debt, with a net cash position of -114.43 million or -19.38 per share.

Cash & Cash Equivalents 26.65M
Total Debt 141.08M
Net Cash -114.43M
Net Cash Per Share -19.38
Equity (Book Value) 145.78M
Book Value Per Share 24.51
Working Capital -1.35B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 36.47%
Pretax Margin 36.47%
Profit Margin 29.52%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.76, which amounts to a dividend yield of 2.41%.

Dividend Per Share 0.76
Dividend Yield 2.41%
Dividend Growth (YoY) 40.74%
Years of Dividend Growth 1
Payout Ratio 27.84%
Buyback Yield -0.87%
Shareholder Yield 1.54%
Earnings Yield 8.73%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2