Muncy Columbia Financial Corporation (CCFN)

Muncy Columbia Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	80.44	77.59	73.03	31.85	21.28	21.36
Interest Income on Investments	12.74	10.43	8.71	6.49	5.11	2.91
Total Interest Income	93.18	88.02	81.74	38.35	26.39	24.27
Interest Paid on Deposits	24.21	24.12	22.4	4.96	1.77	1.92
Interest Paid on Borrowings	1.86	3.3	8.88	10.12	2.29	0.32
Total Interest Expense	26.06	27.42	31.28	15.09	4.06	2.25
Net Interest Income	67.12	60.6	50.47	23.26	22.33	22.03
Net Interest Income Growth	16.27%	20.08%	116.94%	4.19%	1.37%	0.43%
Trust Income	1.2	1.11	0.94	0.89	0.85	0.9
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.15
Gain (Loss) on Sale of Investments	-3.58	-0.37	-0.03	-0.12	-1.27	0.16
Other Non-Interest Income	11.02	9.12	9.04	6.08	6.02	4.95
Total Non-Interest Income	8.45	10.36	10.38	7.12	6.07	8
Non-Interest Income Growth	-16.86%	-0.12%	45.70%	17.29%	-24.09%	2.87%
Revenues Before Loan Losses	75.57	70.96	60.84	30.38	28.4	30.02
Provision for Loan Losses	1.4	0.84	0.84	2.52	-1.81	0.12
Revenue	74.17	70.12	60	27.86	30.21	29.9
Revenue Growth	11.57%	16.87%	115.36%	-7.77%	1.02%	4.37%
Salaries and Employee Benefits	21.95	21.72	19.17	11.62	10.41	9.55
Occupancy Expenses	2.56	2.56	2.4	1.35	1.25	1.2
Federal Deposit Insurance	0.8	0.87	0.82	0.48	0.26	0.24
Amortization of Goodwill & Intangibles	1.85	2.02	2.2	0.18	-	-
Selling, General & Administrative	8.03	8.04	7.46	4.4	4.04	3.72
Other Non-Interest Expense	5.56	5.8	5.37	3.06	3.11	3.43
Total Non-Interest Expense	40.76	41.02	37.42	21.08	19.07	18.15
EBT Excluding Unusual Items	33.41	29.1	22.58	6.78	11.14	11.75
Pretax Income	33.41	29.1	22.34	3.75	11.14	11.75
Income Tax Expense	5.66	4.88	3.32	0.37	1.63	2.35
Net Income	27.75	24.23	19.02	3.39	9.51	9.41
Net Income to Common	27.75	24.23	19.02	3.39	9.51	9.41
Net Income Growth	25.80%	27.35%	461.65%	-64.40%	1.16%	0.78%
Basic Shares Outstanding	11	11	11	7	6	6
Diluted Shares Outstanding	11	11	11	7	6	6
Shares Change	-0.07%	-0.95%	56.51%	9.70%	0.06%	-0.58%
EPS (Basic)	2.61	2.28	1.78	0.50	1.53	1.51
EPS (Diluted)	2.61	2.28	1.78	0.50	1.53	1.51
EPS Growth	25.89%	28.56%	258.86%	-67.55%	1.10%	1.38%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.614	0.600	0.587	0.570	0.557	0.543
Dividend Growth	2.90%	2.27%	2.93%	2.39%	2.47%	2.51%
Effective Tax Rate	16.94%	16.76%	14.85%	9.73%	14.60%	19.98%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 4, 2026

Data Sources Report a data error