CCNB Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	55.65	53.79	46.29	37.69	25.81	21.3
Interest Income on Investments	9.13	8.73	7.89	4.47	3.69	1.84
Total Interest Income	64.78	62.51	54.18	42.17	29.5	23.13
Interest Paid on Deposits	23.32	22.85	21.88	12.41	2.22	2.16
Interest Paid on Borrowings	1.34	1.26	1.1	1.9	0.93	0.59
Total Interest Expense	24.67	24.11	22.98	14.32	3.15	2.75
Net Interest Income	40.11	38.41	31.2	27.85	26.35	20.38
Net Interest Income Growth (YoY)	20.47%	23.09%	12.04%	5.67%	29.28%	18.43%
Gain (Loss) on Sale of Investments	-0	-0	-0	-0	-0	-0
Other Non-Interest Income	1.67	1.7	1.83	1.41	1.21	1.1
Total Non-Interest Income	2.51	2.51	2.59	1.89	2.24	5
Non-Interest Income Growth (YoY)	-6.63%	-2.84%	37.10%	-15.77%	-55.15%	23.92%
Revenues Before Loan Losses	42.62	40.92	33.79	29.74	28.59	25.38
Provision for Loan Losses	1.86	1.73	0.7	0.44	1.59	0.73
Revenue	40.77	39.19	33.09	29.3	27.01	24.65
Revenue Growth (YoY)	16.33%	18.44%	12.93%	8.48%	9.57%	26.06%
Salaries and Employee Benefits	16.05	15.79	13.62	11.74	11.27	10.48
Occupancy Expenses	1.73	1.69	1.59	2.07	2.02	2.12
Federal Deposit Insurance	0.84	0.84	0.83	0.76	0.6	0.57
Selling, General & Administrative	5.94	5.93	5.5	3.75	3.51	3.11
Other Non-Interest Expense	1.1	1.06	0.88	0.77	0.75	0.66
Total Non-Interest Expense	25.67	25.31	22.42	19.09	18.15	16.95
EBT Excluding Unusual Items	15.1	13.88	10.67	10.21	8.86	7.7
Pretax Income	15.1	13.88	10.67	10.21	8.86	7.7
Income Tax Expense	3.27	2.94	2.16	2.08	1.65	1.46
Net Income	11.83	10.94	8.51	8.13	7.21	6.24
Net Income to Common	11.83	10.94	8.51	8.13	7.21	6.24
Net Income Growth	28.09%	28.55%	4.63%	12.74%	15.59%	66.81%
Basic Shares Outstanding	7	6	6	6	6	6
Diluted Shares Outstanding	7	6	6	6	6	6
Shares Change (YoY)	6.57%	1.88%	0.91%	0.08%	0.79%	0.02%
EPS (Basic)	1.78	1.73	1.37	1.31	1.17	1.01
EPS (Diluted)	1.76	1.71	1.36	1.31	1.16	1.01
EPS Growth	18.80%	25.74%	3.82%	12.93%	14.85%	66.33%
Effective Tax Rate	21.68%	21.21%	20.26%	20.39%	18.59%	19.01%