CCNB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	216.06	15.44	14.72	22.13	22.32
Investment Securities	85.92	64.27	71.24	73.77	53.57
Mortgage-Backed Securities	-	28.99	28.92	31.11	35.64
Total Investments	85.92	93.26	100.16	104.88	89.2
Gross Loans	944.84	837.33	763.7	649	463.93
Allowance for Loan Losses	-10.24	-8.56	-7.8	-6.64	-5.01
Other Adjustments to Gross Loans	-	-0.19	-0.35	-0.5	-0.85
Net Loans	934.6	828.58	755.55	641.87	458.07
Property, Plant & Equipment	14.76	13.58	13.68	14.47	14.87
Goodwill	2.99	2.99	2.99	2.99	2.99
Other Intangible Assets	0.11	0.14	0.18	0.23	0.28
Loans Held for Sale	0.38	0.5	0.57	0.13	4.19
Accrued Interest Receivable	-	3.94	3.5	2.91	1.86
Restricted Cash	-	111.12	24.89	15.67	149.94
Long-Term Deferred Tax Assets	-	5.26	5.15	5.32	1.76
Other Long-Term Assets	24.17	14.85	14.28	13.83	13.07
Total Assets	1,279	1,090	937.07	824.82	758.85
Accrued Expenses	6.9	4.43	3.47	2.9	1.99
Interest Bearing Deposits	942.99	825.3	626.18	542.35	524.74
Institutional Deposits	-	0.25	46.11	31.98	36.47
Non-Interest Bearing Deposits	204.08	163.29	156.06	168.06	123.26
Total Deposits	1,147	988.84	828.35	742.39	684.46
Current Portion of Leases	-	0.61	-	0.58	-
Long-Term Debt	22	20	20	20	10
Federal Home Loan Bank Debt, Long-Term	-	-	17	-	-
Long-Term Leases	-	1.13	2.11	2.05	2.92
Other Long-Term Liabilities	0	-	-	-	-
Total Liabilities	1,176	1,015	870.94	767.92	699.37
Common Stock	62.22	0.06	0.06	0.06	0.06
Additional Paid-In Capital	-	48.19	47.83	47.59	46.61
Retained Earnings	44.96	34.02	25.52	18.28	11.07
Comprehensive Income & Other	-4.15	-6.96	-7.28	-9.04	1.73
Shareholders' Equity	103.03	75.31	66.13	56.9	59.48
Total Liabilities & Equity	1,279	1,090	937.07	824.82	758.85
Total Debt	22	21.73	39.11	22.63	12.92
Net Cash (Debt)	194.06	-6.3	-24.39	-0.5	9.41
Net Cash Growth	-	-	-	-	773.99%
Net Cash Per Share	30.38	-1.00	-3.93	-0.08	1.53
Filing Date Shares Outstanding	7.5	6.33	6.2	6.27	6.18
Total Common Shares Outstanding	7.5	6.33	6.2	6.27	6.18
Book Value Per Share	13.73	11.90	10.67	9.07	9.62
Tangible Book Value	99.93	72.17	62.96	53.68	56.2
Tangible Book Value Per Share	13.32	11.40	10.15	8.56	9.09

Source: S&P Global Market Intelligence. Banks template. Financial Sources.