The Chiba Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	2,304,960	4,245,781	4,689,382	4,065,850	4,201,429	3,615,356
Investment Securities	3,410,609	3,203,504	2,931,138	2,622,163	2,518,627	2,441,845
Trading Asset Securities	33,818	16,496	27,426	162,444	138,757	157,955
Total Investments	3,444,427	3,220,000	2,958,564	2,784,607	2,657,384	2,599,800
Gross Loans	14,390,754	13,631,315	13,113,651	12,442,155	11,798,791	11,247,368
Allowance for Loan Losses	-32,683	-31,675	-31,087	-32,260	-35,246	-32,855
Net Loans	14,358,071	13,599,640	13,082,564	12,409,895	11,763,545	11,214,513
Property, Plant & Equipment	127,013	125,295	123,612	124,473	125,937	126,881
Goodwill	-	8,261	-	-	-	-
Other Intangible Assets	27,975	15,666	14,633	14,222	14,450	14,447
Other Receivables	20,148	-	-	-	-	-
Restricted Cash	6,900	6,900	10,903	9,279	9,879	21,647
Other Current Assets	26,795	30,425	33,649	37,197	31,741	39,113
Long-Term Deferred Tax Assets	2,435	2,946	3,128	3,088	3,924	4,015
Other Long-Term Assets	430,507	376,378	407,460	339,271	296,475	262,396
Total Assets	20,749,231	21,631,292	21,323,895	19,787,882	19,104,764	17,898,168
Accrued Expenses	746	-	-	-	-	-
Interest Bearing Deposits	16,775,663	16,715,335	16,307,292	15,903,940	15,324,161	14,543,283
Total Deposits	16,775,663	16,715,335	16,307,292	15,903,940	15,324,161	14,543,283
Short-Term Borrowings	433,642	1,465,587	1,543,864	828,019	695,722	474,090
Other Current Liabilities	27,618	34,289	49,015	50,440	36,219	49,180
Long-Term Debt	1,767,834	1,913,358	1,863,045	1,667,359	1,711,493	1,564,067
Pension & Post-Retirement Benefits	773	837	880	4,636	884	917
Long-Term Deferred Tax Liabilities	75,392	40,503	70,471	32,144	41,002	45,328
Other Long-Term Liabilities	424,909	316,193	307,826	240,229	236,192	179,548
Total Liabilities	19,506,577	20,486,102	20,142,393	18,726,767	18,045,673	16,856,413
Common Stock	145,069	145,069	145,069	145,069	145,069	145,069
Additional Paid-In Capital	122,217	122,134	122,185	122,146	122,134	122,134
Retained Earnings	873,935	837,898	796,209	755,517	714,455	676,994
Treasury Stock	-89,990	-75,104	-72,800	-62,943	-53,108	-49,121
Comprehensive Income & Other	191,423	115,193	190,839	101,326	130,541	146,679
Shareholders' Equity	1,242,654	1,145,190	1,181,502	1,061,115	1,059,091	1,041,755
Total Liabilities & Equity	20,749,231	21,631,292	21,323,895	19,787,882	19,104,764	17,898,168
Total Debt	2,201,476	3,378,945	3,406,909	2,495,378	2,407,215	2,038,157
Net Cash (Debt)	137,302	884,711	1,311,849	1,756,361	1,947,970	1,755,153
Net Cash Growth	-79.30%	-32.56%	-25.31%	-9.84%	10.99%	47.66%
Net Cash Per Share	194.57	1241.13	1817.98	2404.64	2625.53	2358.80
Filing Date Shares Outstanding	697.85	707.39	715.43	724.58	737.15	743.16
Total Common Shares Outstanding	697.85	707.39	715.43	724.58	737.15	742.92
Book Value Per Share	1780.70	1618.90	1651.46	1464.46	1436.74	1402.25
Tangible Book Value	1,214,679	1,121,263	1,166,869	1,046,893	1,044,641	1,027,308
Tangible Book Value Per Share	1740.61	1585.07	1631.01	1444.83	1417.14	1382.80

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.