The Chiba Bank, Ltd. (CHBAY)

The Chiba Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	106,825	90,668	86,670	78,378	71,462
Depreciation & Amortization	10,442	9,676	9,439	9,909	9,360
Gain (Loss) on Sale of Assets	681	-406	312	448	330
Gain (Loss) on Sale of Investments	-12,947	-5,323	10,961	-1,290	-5,442
Change in Trading Asset Securities	-1,084	137,850	-15,517	12,853	251,569
Change in Other Net Operating Assets	-513,897	229,266	-579,222	-164,942	345,982
Other Operating Activities	26,617	-76,752	-112,465	-5,810	-85,403
Operating Cash Flow	-383,799	384,517	-600,163	-70,837	587,516
Capital Expenditures	-8,087	-4,617	-6,531	-5,803	-18,934
Sale of Property, Plant and Equipment	-126	1,002	93	326	-79
Investment in Securities	-381,621	-125,356	-77,970	-82,946	-166,547
Income (Loss) Equity Investments	-436	-462	-341	-383	-342
Purchase / Sale of Intangibles	-6,661	-5,539	-4,685	-4,647	-4,771
Other Investing Activities	3,985	-1,496	601	11,700	7,499
Investing Cash Flow	-392,510	-136,006	-88,492	-81,370	-182,832
Long-Term Debt Repaid	-30,000	-	-	-20,000	-
Net Debt Issued (Repaid)	-30,000	-	-	-20,000	-
Repurchase of Common Stock	-10,005	-10,015	-10,005	-5,006	-1
Common Dividends Paid	-25,041	-21,740	-19,084	-16,360	-14,114
Net Increase (Decrease) in Deposit Accounts	408,041	403,353	579,779	780,877	1,326,305
Other Financing Activities	-	-1	-1	-1	-
Financing Cash Flow	342,995	371,597	550,689	739,510	1,312,190
Foreign Exchange Rate Adjustments	-36	187	71	116	-100
Net Cash Flow	-433,350	620,295	-137,895	587,420	1,716,772
Free Cash Flow	-391,886	379,900	-606,694	-76,640	568,582
Free Cash Flow Margin	-148.55%	159.59%	-252.41%	-35.90%	271.79%
Free Cash Flow Per Share	-549.76	526.47	-830.63	-103.30	764.13
Cash Income Tax Paid	29,354	22,069	22,046	24,107	19,982

Source: S&P Global Market Intelligence. Banks template. Financial Sources.