CIBEY Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	82,239	55,196	29,635	16,114	13,272
Depreciation & Amortization	738.57	304	239.38	380.2	395.64
Other Amortization	1,464	774.42	573.02	515.97	499.78
Gain (Loss) on Sale of Assets	-13.01	-2.25	-1.66	-2.21	-2.95
Gain (Loss) on Sale of Investments	-890.34	746.13	1,786	-637.36	-688.43
Total Asset Writedown	-	37.94	113.89	-236.51	73.23
Provision for Credit Losses	-9,101	4,768	2,312	1,044	1,757
Change in Trading Asset Securities	-	-	-	240.99	118.97
Change in Income Taxes	-9,325	-5,221	-3,704	-3,294	-3,445
Change in Other Net Operating Assets	-100,758	-271,663	-13,595	-78,222	-53,094
Other Operating Activities	31,628	8,442	10,558	3,883	5,913
Net Cash from Discontinued Operations	-	-	-42.1	-	-
Operating Cash Flow	-2,765	-205,594	28,684	-59,472	-34,606
Capital Expenditures	-7,930	-5,798	-1,686	-1,033	-981.19
Sale of Property, Plant and Equipment	13.01	2.25	1.66	2.21	2.95
Cash Acquisitions	-	-	-1,143	-	-
Investment in Securities	-204,662	-99,981	-31,865	-31,407	-42,784
Income (Loss) Equity Investments	-10.51	17.79	55.98	17.68	-15
Investing Cash Flow	-212,579	-105,777	-34,692	-32,439	-43,763
Long-Term Debt Issued	6,509	13,473	5,122	3,738	1,557
Long-Term Debt Repaid	-306.22	-	-	-	-2,606
Net Debt Issued (Repaid)	6,203	13,473	5,122	3,738	-1,049
Issuance of Common Stock	276.93	236.57	369.88	122.72	-
Common Dividends Paid	-14,714	-5,366	-3,739	-4,410	-1,361
Net Increase (Decrease) in Deposit Accounts	137,800	295,358	145,621	124,375	66,072
Other Financing Activities	-289.03	-37.37	-17.11	-10.25	-24.07
Financing Cash Flow	129,276	303,664	147,356	123,815	63,638
Net Cash Flow	-86,068	-7,707	141,348	31,904	-14,731
Free Cash Flow	-10,695	-211,393	26,998	-60,506	-35,587
Free Cash Flow Margin	-8.32%	-184.21%	46.15%	-165.93%	-131.60%
Free Cash Flow Per Share	-3.13	-61.91	7.99	-18.11	-10.75
Cash Income Tax Paid	9,325	5,221	3,704	3,294	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.