Citizens Holding Company (CIZN)

Citizens Holding Company Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	105.06	94.48	28.59	79.24	42.31	17.54
Investment Securities	555.38	190.42	201.19	232.24	116.77	216.04
Trading Asset Securities	-	0.87	-	-	-	-
Mortgage-Backed Securities	-	375.18	406.72	399.59	561.98	306.9
Total Investments	555.38	566.46	607.91	631.84	678.75	522.94
Gross Loans	711.54	642.03	585.59	571.85	652.26	577.08
Allowance for Loan Losses	-6.85	-6.55	-5.26	-4.51	-4.74	-3.76
Other Adjustments to Gross Loans	-	-1.08	-0.28	-	-0	-0.01
Net Loans	704.69	634.39	580.05	567.33	647.52	573.31
Property, Plant & Equipment	20.22	27.56	27.71	26.66	25.63	24.67
Goodwill	-	13.03	13.03	13.03	13.03	-
Other Intangible Assets	13.25	0.3	0.41	0.52	0.63	13.86
Accrued Interest Receivable	4.9	5.23	4.86	4.17	5.98	4.18
Long-Term Deferred Tax Assets	25.83	28.01	29.57	6.28	1.55	3.68
Other Real Estate Owned & Foreclosed	0.97	1.23	1.18	2.48	3.07	3.55
Other Long-Term Assets	45.5	31.7	28.62	28.88	31	28.62
Total Assets	1,476	1,405	1,324	1,361	1,451	1,195
Interest Bearing Deposits	840.43	846.32	782.92	740.92	747.81	634.49
Institutional Deposits	-	59.23	44.37	68.27	71.34	74.1
Non-Interest Bearing Deposits	252.31	264.53	299.11	302.71	276.03	190.41
Total Deposits	1,093	1,170	1,126	1,112	1,095	899
Short-Term Borrowings	290.84	158.09	127.57	112.76	221.27	170.41
Current Portion of Long-Term Debt	15.5	18	18	-	-	-
Current Portion of Leases	-	0.12	-	-	-	-
Accrued Interest Payable	-	1.24	0.73	0.33	0.52	1.13
Long-Term Debt	-	-	-	18	-	-
Long-Term Leases	-	0.37	-	-	-	-
Other Long-Term Liabilities	26.2	13.93	12	12.43	14.16	12.1
Total Liabilities	1,425	1,362	1,285	1,255	1,331	1,083
Common Stock	1.13	1.12	1.12	1.12	1.12	1.12
Additional Paid-In Capital	18.67	18.59	18.45	18.29	18.13	17.88
Retained Earnings	100.82	99.35	102.53	98.28	96.16	94.59
Comprehensive Income & Other	-70.1	-76.29	-83.07	-11.8	4.14	-0.79
Shareholders' Equity	50.52	42.77	39.03	105.9	119.55	112.8
Total Liabilities & Equity	1,476	1,405	1,324	1,361	1,451	1,195
Total Debt	306.34	176.58	145.57	130.76	221.27	170.41
Net Cash (Debt)	-201.28	-81.24	-116.98	-51.52	-178.96	-94.32
Net Cash Per Share	-35.89	-14.50	-20.92	-9.23	-32.07	-18.62
Filing Date Shares Outstanding	5.64	5.62	5.61	5.59	5.59	5.58
Total Common Shares Outstanding	5.64	5.62	5.6	5.6	5.59	5.58
Book Value Per Share	8.96	7.62	6.96	18.93	21.40	20.22
Tangible Book Value	37.27	29.44	25.58	92.35	105.89	98.94
Tangible Book Value Per Share	6.61	5.24	4.57	16.50	18.95	17.74

Source: S&P Capital IQ. Banks template. Financial Sources.