Citizens Holding Company (CIZN)
OTCMKTS · Delayed Price · Currency is USD
10.65
+0.15 (1.43%)
Jul 30, 2026, 4:00 PM EST
Citizens Holding Company Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 89.71 | 64.52 | 42.28 | 94.48 | 28.59 | 79.24 |
Investment Securities | 494.33 | 176.93 | 176.08 | 190.42 | 201.19 | 232.24 |
Trading Asset Securities | - | 0.21 | 0.1 | 0.87 | - | - |
Mortgage-Backed Securities | - | 327.82 | 381.47 | 375.18 | 406.72 | 399.59 |
Total Investments | 494.33 | 504.95 | 557.66 | 566.46 | 607.91 | 631.84 |
Gross Loans | 844.49 | 842.36 | 766.13 | 642.03 | 585.59 | 571.85 |
Allowance for Loan Losses | -8.88 | -8.95 | -6.95 | -6.55 | -5.26 | -4.51 |
Other Adjustments to Gross Loans | - | -1.23 | -1.26 | -1.08 | -0.28 | - |
Net Loans | 835.62 | 832.19 | 757.92 | 634.39 | 580.05 | 567.33 |
Property, Plant & Equipment | 19.98 | 28.77 | 28.87 | 27.56 | 27.71 | 26.66 |
Goodwill | - | 13.03 | 13.03 | 13.03 | 13.03 | 13.03 |
Other Intangible Assets | 13.09 | 0.08 | 0.19 | 0.3 | 0.41 | 0.52 |
Accrued Interest Receivable | 5.27 | 5.77 | 5.62 | 5.23 | 4.86 | 4.17 |
Long-Term Deferred Tax Assets | 25.39 | 25.24 | 26.86 | 28.01 | 29.57 | 6.28 |
Other Real Estate Owned & Foreclosed | 1.6 | 1.84 | 1.01 | 1.23 | 1.18 | 2.48 |
Other Long-Term Assets | 43.49 | 34.01 | 34.08 | 31.7 | 28.62 | 28.88 |
Total Assets | 1,528 | 1,511 | 1,470 | 1,405 | 1,324 | 1,361 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,054 | 953.78 | 742.36 | 846.32 | 782.92 | 740.92 |
Institutional Deposits | - | 98.21 | 71 | 59.23 | 44.37 | 68.27 |
Non-Interest Bearing Deposits | 290.79 | 285.29 | 257.99 | 264.53 | 299.11 | 302.71 |
Total Deposits | 1,345 | 1,337 | 1,071 | 1,170 | 1,126 | 1,112 |
Short-Term Borrowings | 78.92 | 74.81 | 311.69 | 158.09 | 127.57 | 112.76 |
Current Portion of Long-Term Debt | 18.05 | 13.48 | 15.1 | 18 | 18 | - |
Current Portion of Leases | - | 1.19 | - | - | - | - |
Accrued Interest Payable | - | 1.2 | 1.51 | 1.24 | 0.73 | 0.33 |
Long-Term Debt | - | - | - | - | - | 18 |
Long-Term Leases | - | 7.39 | - | - | - | - |
Other Long-Term Liabilities | 23.32 | 13.86 | 22.11 | 14.42 | 12 | 12.43 |
Total Liabilities | 1,465 | 1,449 | 1,422 | 1,362 | 1,285 | 1,255 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1.13 | 1.13 | 1.13 | 1.12 | 1.12 | 1.12 |
Additional Paid-In Capital | 18.85 | 18.82 | 18.7 | 18.59 | 18.45 | 18.29 |
Retained Earnings | 111.05 | 109.16 | 101.24 | 99.35 | 102.53 | 98.28 |
Comprehensive Income & Other | -67.39 | -66.98 | -72.97 | -76.29 | -83.07 | -11.8 |
Shareholders' Equity | 63.63 | 62.13 | 48.09 | 42.77 | 39.03 | 105.9 |
Total Liabilities & Equity | 1,528 | 1,511 | 1,470 | 1,405 | 1,324 | 1,361 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 96.97 | 96.86 | 326.79 | 176.09 | 145.57 | 130.76 |
Net Cash (Debt) | -7.26 | -32.13 | -284.41 | -80.75 | -116.98 | -51.52 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -1.28 | -5.68 | -50.69 | -14.42 | -20.92 | -9.23 |
Filing Date Shares Outstanding | 5.69 | 5.66 | 5.64 | 5.62 | 5.61 | 5.59 |
Total Common Shares Outstanding | 5.69 | 5.66 | 5.64 | 5.62 | 5.6 | 5.6 |
Book Value Per Share | 11.19 | 10.99 | 8.53 | 7.62 | 6.96 | 18.93 |
Tangible Book Value | 50.55 | 49.02 | 34.86 | 29.44 | 25.58 | 92.35 |
Tangible Book Value Per Share | 8.89 | 8.67 | 6.18 | 5.24 | 4.57 | 16.50 |