Citizens Holding Company Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	89.71	64.52	42.28	94.48	28.59	79.24
Investment Securities	494.33	504.74	176.08	190.42	201.19	232.24
Trading Asset Securities	-	-	0.06	0.87	-	-
Mortgage-Backed Securities	-	-	381.47	375.18	406.72	399.59
Total Investments	494.33	504.74	557.62	566.46	607.91	631.84
Gross Loans	844.49	841.14	766.13	642.03	585.59	571.85
Allowance for Loan Losses	-8.88	-8.95	-6.95	-6.55	-5.26	-4.51
Other Adjustments to Gross Loans	-	-	-1.26	-1.08	-0.28	-
Net Loans	835.62	832.19	757.92	634.39	580.05	567.33
Property, Plant & Equipment	19.98	20.19	28.87	27.56	27.71	26.66
Goodwill	-	-	13.03	13.03	13.03	13.03
Other Intangible Assets	13.09	13.11	0.19	0.3	0.41	0.52
Accrued Interest Receivable	5.27	5.77	5.62	5.23	4.86	4.17
Long-Term Deferred Tax Assets	25.39	25.24	26.86	28.01	29.57	6.28
Other Real Estate Owned & Foreclosed	1.6	1.84	1.01	1.23	1.18	2.48
Other Long-Term Assets	43.49	43.71	34.11	31.7	28.62	28.88
Total Assets	1,528	1,511	1,470	1,405	1,324	1,361
Interest Bearing Deposits	1,054	1,052	742.36	846.32	782.92	740.92
Institutional Deposits	-	-	71	59.23	44.37	68.27
Non-Interest Bearing Deposits	290.79	285.29	257.99	264.53	299.11	302.71
Total Deposits	1,345	1,337	1,071	1,170	1,126	1,112
Short-Term Borrowings	78.92	74.22	311.65	158.09	127.57	112.76
Current Portion of Long-Term Debt	18.05	13.48	15.1	18	18	-
Current Portion of Leases	-	-	1.19	-	-	-
Accrued Interest Payable	-	-	1.51	1.24	0.73	0.33
Long-Term Debt	-	-	-	-	-	18
Long-Term Leases	-	-	7.7	-	-	-
Other Long-Term Liabilities	23.32	24.21	13.26	14.42	12	12.43
Total Liabilities	1,465	1,449	1,422	1,362	1,285	1,255
Common Stock	1.13	1.13	1.13	1.12	1.12	1.12
Additional Paid-In Capital	18.85	18.82	18.7	18.59	18.45	18.29
Retained Earnings	111.05	109.16	101.24	99.35	102.53	98.28
Comprehensive Income & Other	-67.39	-66.98	-72.97	-76.29	-83.07	-11.8
Shareholders' Equity	63.63	62.13	48.09	42.77	39.03	105.9
Total Liabilities & Equity	1,528	1,511	1,470	1,405	1,324	1,361
Total Debt	96.97	87.7	335.64	176.09	145.57	130.76
Net Cash (Debt)	-7.26	-23.18	-293.3	-80.75	-116.98	-51.52
Net Cash Per Share	-1.28	-4.09	-52.28	-14.42	-20.92	-9.23
Filing Date Shares Outstanding	5.69	5.64	5.64	5.62	5.61	5.59
Total Common Shares Outstanding	5.69	5.64	5.64	5.62	5.6	5.6
Book Value Per Share	11.19	11.02	8.53	7.62	6.96	18.93
Tangible Book Value	50.55	49.02	34.86	29.44	25.58	92.35
Tangible Book Value Per Share	8.89	8.69	6.18	5.24	4.57	16.50

Source: S&P Global Market Intelligence. Banks template. Financial Sources.