Citizens Holding Company (CIZN)

Citizens Holding Company Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	5.49	1.85	9.62	7.49
Depreciation & Amortization	1.28	1.44	1.28	1.17
Gain (Loss) on Sale of Assets	-4.54	-0.28	-0.31	0.6
Gain (Loss) on Sale of Investments	5.08	4.76	3.25	5.25
Total Asset Writedown	-	-	0.21	-
Provision for Credit Losses	0.83	0.67	0.12	1.41
Accrued Interest Receivable	-0.39	-0.37	-0.69	1.81
Change in Other Net Operating Assets	-1.42	-2.84	-0.48	-0.43
Other Operating Activities	0.03	-0.36	0.21	0.21
Operating Cash Flow	6.75	5.52	13.76	17.49
Operating Cash Flow Growth	22.22%	-59.86%	-21.33%	24.55%
Capital Expenditures	-0.45	-0.72	-2.64	-2.6
Sale of Property, Plant and Equipment	10.84	0.21	0.55	0.49
Investment in Securities	6.65	47.46	-74.35	20.43
Net Decrease (Increase) in Loans Originated / Sold - Investing	-124.58	-56.74	-13.17	75.53
Other Investing Activities	-	-0.32	-0.07	1.51
Investing Cash Flow	-107.28	-9.79	-88.35	98.62
Short-Term Debt Issued	153.56	30.51	14.81	-
Long-Term Debt Issued	-	-	-	18
Total Debt Issued	153.56	30.51	14.81	18
Short-Term Debt Repaid	-	-	-	-83.51
Long-Term Debt Repaid	-2.9	-	-	-25
Total Debt Repaid	-2.9	-	-	-108.51
Net Debt Issued (Repaid)	150.66	30.51	14.81	-90.51
Common Dividends Paid	-3.61	-4.04	-5.38	-5.37
Net Increase (Decrease) in Deposit Accounts	-98.73	43.68	14.51	16.7
Financing Cash Flow	48.33	70.15	23.95	-79.18
Net Cash Flow	-52.2	65.88	-50.64	36.93
Free Cash Flow	6.3	4.81	11.12	14.89
Free Cash Flow Growth	31.09%	-56.78%	-25.34%	23.85%
Free Cash Flow Margin	13.75%	12.66%	24.45%	33.91%
Free Cash Flow Per Share	1.12	0.86	1.99	2.67
Cash Interest Paid	31.56	18.16	4.39	5.21
Cash Income Tax Paid	1.71	1.95	1.49	0.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.