Citizens Holding Company Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	5.49	1.85	9.62	7.49	6.93
Depreciation & Amortization	1.28	1.44	1.28	1.17	1.12
Gain (Loss) on Sale of Assets	-4.54	-0.28	-0.31	0.6	0.05
Gain (Loss) on Sale of Investments	5.08	4.76	3.25	5.25	6.46
Total Asset Writedown	-	-	0.21	-	-
Provision for Credit Losses	0.83	0.67	0.12	1.41	1.49
Accrued Interest Receivable	-0.39	-0.37	-0.69	1.81	-1.8
Change in Other Net Operating Assets	-1.42	-2.84	-0.48	-0.43	-0.26
Other Operating Activities	0.03	-0.36	0.21	0.21	0.5
Operating Cash Flow	6.75	5.52	13.76	17.49	14.04
Operating Cash Flow Growth	22.22%	-59.86%	-21.33%	24.55%	4.04%
Capital Expenditures	-0.45	-0.72	-2.64	-2.6	-2.02
Sale of Property, Plant and Equipment	10.84	0.21	0.55	0.49	0.12
Investment in Securities	6.65	47.46	-74.35	20.43	-214.26
Net Decrease (Increase) in Loans Originated / Sold - Investing	-124.58	-56.74	-13.17	75.53	-77.24
Other Investing Activities	-	-0.32	-0.07	1.51	3.49
Investing Cash Flow	-107.28	-9.79	-88.35	98.62	-288.01
Short-Term Debt Issued	153.56	30.51	14.81	-	25.86
Long-Term Debt Issued	-	-	-	18	25
Total Debt Issued	153.56	30.51	14.81	18	50.86
Short-Term Debt Repaid	-	-	-	-83.51	-
Long-Term Debt Repaid	-2.9	-	-	-25	-
Total Debt Repaid	-2.9	-	-	-108.51	-
Net Debt Issued (Repaid)	150.66	30.51	14.81	-90.51	50.86
Issuance of Common Stock	-	-	-	-	0.09
Common Dividends Paid	-3.61	-4.04	-5.38	-5.37	-5.36
Net Increase (Decrease) in Deposit Accounts	-98.73	43.68	14.51	16.7	196.19
Financing Cash Flow	48.33	70.15	23.95	-79.18	241.78
Net Cash Flow	-52.2	65.88	-50.64	36.93	-32.19
Free Cash Flow	6.3	4.81	11.12	14.89	12.02
Free Cash Flow Growth	31.09%	-56.78%	-25.34%	23.85%	-3.46%
Free Cash Flow Margin	13.75%	12.66%	24.45%	33.91%	28.55%
Free Cash Flow Per Share	1.12	0.86	1.99	2.67	2.15
Cash Interest Paid	31.56	18.16	4.39	5.21	8.03
Cash Income Tax Paid	1.71	1.95	1.49	0.52	1.54

Source: S&P Global Market Intelligence. Banks template. Financial Sources.