Citizens Holding Company (CIZN)

Citizens Holding Company Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 2, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	46	51	44	77	105	117
Market Cap Growth	17.06%	17.06%	-43.30%	-26.83%	-10.37%	-4.10%
Last Close Price	8.10	8.92	7.07	11.73	15.14	16.08
PE Ratio	8.28	9.28	23.48	7.98	14.00	16.89
PS Ratio	0.99	1.11	1.15	1.69	2.39	2.78
PB Ratio	0.95	1.06	1.02	1.97	0.99	0.98
P/FCF Ratio	7.23	8.09	9.06	6.91	7.05	9.74
P/OCF Ratio	7.55	7.55	7.88	5.58	6.00	8.34
Debt / Equity Ratio	6.98	6.98	4.12	3.73	1.24	1.85
Debt / FCF Ratio	53.28	53.28	36.65	13.09	8.78	18.40
Return on Equity (ROE)	12.08%	12.08%	4.53%	13.28%	6.65%	5.97%
Return on Assets (ROA)	0.38%	0.38%	0.14%	0.72%	0.53%	0.52%
Earnings Yield	12.05%	10.77%	4.26%	12.53%	7.14%	5.92%
FCF Yield	13.83%	12.36%	11.04%	14.48%	14.19%	10.27%
Dividend Yield	7.90%	7.18%	10.18%	8.19%	6.34%	5.97%
Payout Ratio	65.70%	65.70%	218.01%	55.89%	71.66%	77.38%
Buyback Yield / Dilution	-0.17%	-0.17%	-0.15%	-0.15%	-0.08%	-10.14%
Total Shareholder Return	7.73%	7.01%	10.03%	8.04%	6.26%	-4.17%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.