Capitec Bank Holdings Limited (CKHGF)

Capitec Bank Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is March - February.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 17, 2025	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022	Feb 28, 2021
Market Capitalization	33,507	19,156	12,179	11,098	15,545	10,199
Market Cap Growth	85.98%	57.29%	9.74%	-28.61%	52.41%	6.51%
Last Close Price	249.65	161.72	96.74	106.33	122.18	84.61
PE Ratio	38.68	25.92	22.12	22.27	28.14	34.77
PS Ratio	15.05	9.95	8.56	8.70	10.27	10.29
PB Ratio	11.00	6.99	5.37	5.37	6.71	5.17
P/FCF Ratio	144.49	95.44	31.79	-	-	15.84
P/OCF Ratio	119.17	71.08	27.85	-	1190.56	15.00
Debt / Equity Ratio	0.09	0.10	0.13	0.13	0.13	0.17
Debt / FCF Ratio	1.12	1.42	0.74	-	-	0.51
Net Debt / Equity Ratio	-0.93	-0.83	-0.79	-0.71	-0.77	-1.52
Net Debt / FCF Ratio	-12.27	-11.35	-4.66	3.40	50.38	-4.66
Return on Equity (ROE)	30.71%	29.12%	25.95%	24.84%	25.96%	16.07%
Return on Assets (ROA)	6.47%	6.17%	5.31%	4.97%	5.10%	3.06%
Earnings Yield	2.59%	3.86%	4.52%	4.49%	3.55%	2.88%
FCF Yield	0.69%	1.05%	3.15%	-3.90%	-0.23%	6.31%
Dividend Yield	1.57%	2.17%	2.63%	2.15%	1.93%	1.25%
Payout Ratio	49.28%	45.87%	47.54%	67.63%	37.97%	0.14%
Buyback Yield / Dilution	-0.10%	-0.06%	0.02%	0.16%	-0.09%	0.09%
Total Shareholder Return	1.47%	2.10%	2.65%	2.31%	1.84%	1.33%

Updated Aug 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.