Heartland Financial USA Statistics
Total Valuation
Clip Money has a market cap or net worth of 19.13 million. The enterprise value is 35.40 million.
| Market Cap | 19.13M |
| Enterprise Value | 35.40M |
Important Dates
The next estimated earnings date is Thursday, August 28, 2025.
| Earnings Date | Aug 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
| Current Share Class | 112.26M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +15.12% |
| Shares Change (QoQ) | -0.00% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 36.46M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 6.31 |
| PB Ratio | -1.88 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | -3.84 |
| EV / Sales | 11.19 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | -7.80 |
Financial Position
The company has a current ratio of 0.76
| Current Ratio | 0.76 |
| Quick Ratio | 0.74 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -4.05 |
| Interest Coverage | -9.02 |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | -44.70% |
| Return on Invested Capital (ROIC) | -50.49% |
| Return on Capital Employed (ROCE) | -133.02% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.29 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +17.65% in the last 52 weeks. The beta is -0.04, so Clip Money's price volatility has been lower than the market average.
| Beta (5Y) | -0.04 |
| 52-Week Price Change | +17.65% |
| 50-Day Moving Average | 0.16 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 58.37 |
| Average Volume (20 Days) | 3,956 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Clip Money had revenue of 3.03 million and -9.22 million in losses. Loss per share was -0.09.
| Revenue | 3.03M |
| Gross Profit | -679,508 |
| Operating Income | -7.52M |
| Pretax Income | -9.22M |
| Net Income | -9.22M |
| EBITDA | -7.47M |
| EBIT | -7.52M |
| Loss Per Share | -0.09 |
Balance Sheet
The company has 2.75 million in cash and 18.36 million in debt, giving a net cash position of -15.61 million.
| Cash & Cash Equivalents | 2.75M |
| Total Debt | 18.36M |
| Net Cash | -15.61M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | -10.16M |
| Book Value Per Share | -0.10 |
| Working Capital | -1.03M |
Cash Flow
In the last 12 months, operating cash flow was -4.37 million and capital expenditures -165,008, giving a free cash flow of -4.54 million.
| Operating Cash Flow | -4.37M |
| Capital Expenditures | -165,008 |
| Free Cash Flow | -4.54M |
| FCF Per Share | n/a |
Margins
| Gross Margin | -22.40% |
| Operating Margin | -247.87% |
| Pretax Margin | -303.97% |
| Profit Margin | n/a |
| EBITDA Margin | -246.21% |
| EBIT Margin | -247.87% |
| FCF Margin | n/a |
Dividends & Yields
Clip Money does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -15.12% |
| Shareholder Yield | n/a |
| Earnings Yield | -48.20% |
| FCF Yield | -23.71% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Clip Money has an Altman Z-Score of -7.46 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | -7.46 |
| Piotroski F-Score | 3 |